loans

New York Regulator Proposes Licensing Rules for BNPL Lenders

New York Regulator Proposes Licensing Rules for BNPL Lenders
New York Regulator Proposes Licensing Rules for BNPL Lenders
July 15, 2026  |  BNPL

The New York State Department of Financial Services (DFS) posted a notice of proposed rule making regarding buy now, pay later (BNPL) lenders together with the text of the proposed regulation...

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Bank Groups Ask Court to Block Oregon Law Capping Loan Rates
Bank Groups Ask Court to Block Oregon Law Capping Loan Rates
July 15, 2026  |  Legal & Regulation

Three banking and lending groups have asked a federal court to stop Oregon from enforcing a new law. The National Association of Industrial Bankers, the...

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Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
Klarna Aims to Offload $516 Million in Credit Risk to Fund Growth
July 14, 2026  |  BNPL

Klarna is working on a significant risk transfer (SRT) that will enable it to offload credit risk tied to buy now, pay later (BNPL) loans...

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Lendable Raises $670 Million to Fuel Personal Lending Expansion
Lendable Raises $670 Million to Fuel Personal Lending Expansion
July 09, 2026  |  Investments

U.K. digital lender Lendable finalized a deal Thursday (July 9) in which it will raise 500 million pounds (about $670 million) to support its effort to push...

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Monzo Deploys ClearScore Tech to Automate Debt Payoffs
Monzo Deploys ClearScore Tech to Automate Debt Payoffs
July 08, 2026  |  Loans

U.K. neobank Monzo has introduced an automated debt consolidation experience designed to make the process simpler for customers. Get the Full Story Complete the form...

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Rent Payments Push Credit Scores Into a New Era
Rent Payments Push Credit Scores Into a New Era
July 06, 2026  |  Consumer Finance

Loan repayment histories, credit card balances and outstanding obligations have traditionally shaped most underwriting decisions. That approach is beginning to widen as lenders search for...

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Private Credit Attracts Institutional Investors as Retail Clients Depart
Private Credit Attracts Institutional Investors as Retail Clients Depart
July 06, 2026  |  Loans

Institutional investors are reportedly pumping billions of dollars into private credit funds. Get the Full Story Complete the form to unlock this article and enjoy...

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51% of BNPL Users Use It Because They Have To
51% of BNPL Users Use It Because They Have To
July 01, 2026  |  BNPL

The next stage of Pay Later may look less like a single checkout button and more like a credit menu built for different kinds of buyers. Get...

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