loans

AI Shifts Underwriting From the Person to the Purchase
AI Shifts Underwriting From the Person to the Purchase
October 23, 2026  |  Loans

The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to...

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Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers
Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers
October 22, 2026  |  Credit Cards

Credit card delinquencies crept up in September, while net charge-offs declined, according to the latest edition of Seeking Alpha’s Credit Pulse, released Thursday (Oct. 22). This...

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Bitcoin-Backed Loans Add Debt to Leveraged Crypto Trading
Bitcoin-Backed Loans Add Debt to Leveraged Crypto Trading
October 22, 2026  |  Cryptocurrency

Bitcoin holders borrowing to finance leveraged trading retain their original investment and take on another source of exposure. Their coins continue to fluctuate, the financed...

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Regional Banks Put AI Into Core Operations as Business Lending Grows
Regional Banks Put AI Into Core Operations as Business Lending Grows
October 20, 2026  |  Banking

Third-quarter results from PNC, U.S. Bancorp, Truist, Fifth Third, Regions and KeyCorp show that regional banks are putting artificial intelligence into everyday banking operations, while...

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Equifax Data Shows Mortgage Volume Slump While Consumer Financial Health Stays Strong
Equifax Data Shows Mortgage Volume Slump While Consumer Financial Health Stays Strong
October 20, 2026  |  Earnings

The U.S. mortgage market has “weakened meaningfully” since July, though the rest of the U.S. market remains as healthy as it was, Equifax Chief Financial...

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UK’s Neobanks Eye Expansion As Small Business Lending Grows
UK’s Neobanks Eye Expansion As Small Business Lending Grows
October 15, 2026  |  SMBs

Some of the U.K.’s digital lenders to small businesses have reportedly reached profitability more quickly than consumer-focused FinTechs. That’s according to a report Thursday (Oct....

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Small Business Lending Looks Beyond Credit Scores to Everyday Business Data
Small Business Lending Looks Beyond Credit Scores to Everyday Business Data
October 14, 2026  |  SMBs

A small business can have a warehouse full of merchandise, a growing order book and packages moving toward customers, and still struggle to qualify for...

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Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
October 13, 2026  |  Loans

Auto lenders are entering a period in which collections performance will depend on more than identifying borrowers who are falling behind. They also must account...

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PayJoy Acquires Mexico’s Finia to Gain Deeper Credit Insights
PayJoy Acquires Mexico’s Finia to Gain Deeper Credit Insights
October 12, 2026  |  Financial Inclusion

PayJoy, a financial service provider for underserved consumers in emerging markets, has acquired Mexican FinTech Finia. The deal is designed to let PayJoy apply Finia’s technology...

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