loans

Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 

Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
Student Loan Borrowers Face ‘Reckoning’ With 29% Delinquent 
September 25, 2025  |  Consumer Finance

New TransUnion data shows almost 30% of student loan borrowers behind on their payments. Millions of these delinquent borrowers are now preparing for involuntary collections...

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Daylit Bets $110M That Healthy Capital Beats High-Interest Loans
Daylit Bets $110M That Healthy Capital Beats High-Interest Loans
September 24, 2025  |  SMBs

The real-world economy is made up of small- to medium-sized businesses (SMBs) that make, move and install physical things. These firms don’t live in the...

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Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
Cash Flow Data Lets Banks See Borrowers That FICO Scores Miss
September 17, 2025  |  Loans

Even as inflation shows signs of cooling, prices for everyday essentials remain elevated, making access to credit more important than ever. For many households, credit...

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Fifth Third Says $200 Million Loan Fraud Isolated Incident
Fifth Third Says $200 Million Loan Fraud Isolated Incident
September 10, 2025  |  Cybersecurity

Fifth Third Bank says a fraud incident on a $200 million loan was a one-time occurrence. The bank says it was the victim of fraud on...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Chase Uses Nova Credit to Bolster Cash Flow Underwriting
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025  |  Loans

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Chase will be employing the credit infrastructure and analytics company’s Cash Atlas...

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60% of Banks Say Real-Time Data Decides Who Gets a Loan
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025  |  Loans

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the...

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VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
VantageScore Says Top Credit Tiers See Biggest Increases in Late-Stage Delinquencies
August 25, 2025  |  Debt

Late-stage delinquency rates increased across all credit scores in July, compared to a year earlier, with the greatest percentage increases seen among the highest credit...

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