Millennials

Millennials, also known as Generation Y, are the demographic cohort following Generation X and preceding Generation Z. Researchers and popular media use the early 1980s as starting birth years and the mid-1990s to early 2000s as ending birth years, with 1981 to 1996 a widely accepted definition.

Source: en.wikipedia.org

Credit Unions Could Win Younger Members Through Payments

Credit Unions Could Win Younger Members Through Payments
Credit Unions Could Win Younger Members Through Payments
October 19, 2026  |  Cryptocurrency

Credit unions could find a more receptive audience for digital currencies by offering members something they already recognize: a digital wallet. That’s the opportunity outlined...

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Meet the DINKWADs, HENRYs and Elder Millennials Spending Their Own Way
Meet the DINKWADs, HENRYs and Elder Millennials Spending Their Own Way
October 03, 2026  |  Retail

The economy has a growing collection of oddly named consumers. One has two incomes, no children and a dog. Another earns plenty but has yet...

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5 Ways Millennials’ Cash-Flow Habits Are Shaping Payments
5 Ways Millennials’ Cash-Flow Habits Are Shaping Payments
September 24, 2026  |  Consumer Insights

Millennials’ financial lives are shaping how they receive, spend and manage money, creating new opportunities for payment providers to make transactions faster and more useful....

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Younger Cardholders Tell Issuers What Would Get Them to Use Their Cards More
Younger Cardholders Tell Issuers What Would Get Them to Use Their Cards More
September 21, 2026  |  Artificial Intelligence

Issuers can invest in faster, more precise credit decisions, but those improvements alone may not persuade customers to change how they pay. Cardholders need to...

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41% of Millennials Use ChatGPT for Product Discovery
41% of Millennials Use ChatGPT for Product Discovery
September 08, 2026  |  Artificial Intelligence

Millennial shopping is producing a split between where buying decisions begin and where purchases ultimately happen. The PYMNTS Intelligence report “The Millennial Shopping Map: How...

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Banks Built for Paychecks Meet the Cash Flow Generation
Banks Built for Paychecks Meet the Cash Flow Generation
August 17, 2026  |  Consumer Finance

For much of the past century, banking products evolved around the regular paycheck. But findings in the August 2026 edition of The Millennial Playbook, a...

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Younger Members Push Credit Unions Toward Crypto Services
Younger Members Push Credit Unions Toward Crypto Services
August 14, 2026  |  Credit Unions

Crypto has a funny way of arriving before the meeting agenda catches up. Many credit union members have already made room for it, even as...

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AI Gives Every Purchase Its Own Credit Decision
AI Gives Every Purchase Its Own Credit Decision
July 07, 2026  |  Artificial Intelligence

For most of the history of financial services, credit functioned as a blunt instrument. A bank extended a line, a customer drew on it and...

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