A mobile wallet can hold several ways to pay. For most users, it holds just one. That leaves card issuers competing for a place in...
A smaller savings balance can send the same warning to a bank while concealing very different problems for the customer. For some consumers, everyday bills...
Businesses have spent years investing in systems designed to determine whether a payment is legitimate. Fewer have invested in ensuring that a legitimate payment actually...
Banks have an opportunity to strengthen fraud protection by helping customers recognize when someone is persuading them to send money to a criminal. That’s a...
Artificial intelligence is creating a new competitive question for small businesses. What happens when revenue can grow without payroll growing alongside it? The PYMNTS Intelligence...
Generation X is giving payments providers a clear signal to make payments more flexible, but keep them familiar. This cohort is not particularly interested in...
Commerce firms can often see a payment fail. The opportunity lies in what they can do next. The PYMNTS Intelligence report “How These Industries Are...
The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to...
At the most efficient growing companies, 80% say their primary reason for using working capital is planned growth. Among the least efficient, just 2% say...