PYMNTS Study

Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady

Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady
Card Installment Use Jumps 13 Percentage Points as BNPL Holds Steady
September 18, 2026  |  Credit Cards

Credit card installment plans are turning the biggest promise of buy now, pay later (BNPL) into an advantage for the card industry. Get the Full...

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90% Link Fraud Infrastructure to Faster Customer Onboarding
90% Link Fraud Infrastructure to Faster Customer Onboarding
September 17, 2026  |  Fraud Prevention

Fraud prevention is no longer a cost center, and for many firms, has become an investment with a measurable return. Get the Full Story Complete...

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Half of Investment Platforms Need More Automation
Half of Investment Platforms Need More Automation
September 16, 2026  |  Real-Time Payments

Money can trade in seconds, yet investors may still wait days to receive it. That gap can make a fast digital platform feel surprisingly slow...

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47% of Shoppers Who Abandoned Their Carts Wanted a Digital Wallet Option
47% of Shoppers Who Abandoned Their Carts Wanted a Digital Wallet Option
September 16, 2026  |  Digital Payments

A shopper can make it through product search, comparison and cart building, then disappear at the payment screen. For merchants, that turns a nearly completed...

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AI Picks the Shortlist Before Retailers Get the Click
AI Picks the Shortlist Before Retailers Get the Click
September 16, 2026  |  Artificial Intelligence

Before a shopper ever reaches a retailer, an artificial intelligence assistant may have already narrowed the field to three options. Making that shortlist is becoming...

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AI Makes the Holiday Shopping List but Who Gets the Sale?
AI Makes the Holiday Shopping List but Who Gets the Sale?
September 15, 2026  |  Artificial Intelligence

AI can find the sweater, compare prices and read hundreds of reviews before a shopper finishes a cup of coffee. Getting that sweater through checkout...

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Where Credit Union Cards Can Win More Spending
Where Credit Union Cards Can Win More Spending
September 15, 2026  |  Credit Unions

Credit unions have a challenge that is more specific than simply getting members to use their cards more often. Get the Full Story Complete the...

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26% of Travelers Put Travel Costs on Card Installments
26% of Travelers Put Travel Costs on Card Installments
September 15, 2026  |  Travel Payments

For many consumers, planning a trip now includes deciding how to divide the bill as carefully as deciding where to go. Get the Full Story...

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