PYMNTS Study

Merchants Find Revenue Hiding Behind the Decline Button

Merchants Find Revenue Hiding Behind the Decline Button
Merchants Find Revenue Hiding Behind the Decline Button
August 14, 2026  |  Real-Time Payments

In a fragmented payments environment, how intelligently infrastructure decides what should happen to every transaction is becoming a key definition of payments performance and success....

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Younger Members Push Credit Unions Toward Crypto Services
Younger Members Push Credit Unions Toward Crypto Services
August 14, 2026  |  Credit Unions

Crypto has a funny way of arriving before the meeting agenda catches up. Many credit union members have already made room for it, even as...

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Debit Is Becoming Gen Z’s Money Management App
Debit Is Becoming Gen Z’s Money Management App
August 13, 2026  |  Next-Gen Debit

Debit cards are a daily financial control panel for many Generation Z consumers, which gives banks a new way to compete for loyalty. Get the...

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Why AI’s Most Experienced Users Ask Agents Different Questions
Why AI’s Most Experienced Users Ask Agents Different Questions
August 13, 2026  |  Artificial Intelligence

As consumers become more comfortable with generative artificial intelligence, they begin using it in places where trust carries greater weight. Get the Full Story Complete...

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22% of Gen Z Consumers Use Credit to Build a Financial Profile
22% of Gen Z Consumers Use Credit to Build a Financial Profile
August 13, 2026  |  Consumer Insights

For younger consumers, credit is increasingly a ladder: 21.7% of Gen Z consumers view credit products as tools for building a credit profile, 17.6 percentage...

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Food and Housing Costs Keep Consumers in Cutback Mode
Food and Housing Costs Keep Consumers in Cutback Mode
August 12, 2026  |  Economy

Consumers are getting some inflation relief, at least in terms of the slowdown in price increases. They’re just not necessarily getting it on the bills...

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70% of Brazilians Expect to Shop With AI Agents by 2028
70% of Brazilians Expect to Shop With AI Agents by 2028
August 12, 2026  |  Consumer Insights

Brazilian shoppers don’t leave their digital habits at the store entrance. They bring their phones into the aisle, compare prices on the spot and check...

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Social Media Sales Growth Increases for 46% of SMBs
Social Media Sales Growth Increases for 46% of SMBs
August 12, 2026  |  SMBs

For small businesses in the United States, the clearest growth opportunities increasingly sit beyond the storefront. Get the Full Story Complete the form to unlock...

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