RTP Network

Business Payments Push The Clearing House and RTP® to Faster Payments Tipping Point
Business Payments Push The Clearing House and RTP® to Faster Payments Tipping Point
January 08, 2025  |  Faster Payments

Eight years after launching the RTP® instant payments network, The Clearing House logged a stellar 2024. Early Wednesday (Jan. 8), the consortium announced that more...

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Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
Legacy Tech vs. Instant Payments: Which Will Win 2025’s Cash Flow Race?
December 30, 2024  |  Real-Time Payments

A quarter-century into the new millennia, the banking and payments industries have witnessed a rapid pace of change. Consumers and businesses demand faster, more efficient...

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More Than Half of US Companies Use Real-Time Payments
More Than Half of US Companies Use Real-Time Payments
December 20, 2024  |  Real-Time Payments

Instant payments continue their global sweep, with expanding RTP® network capabilities from The Clearing House in the United States, Australia simplifying cross-border transfers and Hungary...

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More Than 75% of Banks Not Ready for ISO 20022 Mandates. The Question Is: Why?
More Than 75% of Banks Not Ready for ISO 20022 Mandates. The Question Is: Why?
December 13, 2024  |  Bank Regulation

The benefits of standardized data formats and exchanges in financial services are myriad. Banks are moving toward the ISO 20022 financial messaging standard, tied to...

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The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth
The Clearing House Looks to New Commercial Use Cases to Drive Real-Time Payments Growth
December 13, 2024  |  Real-Time Payments

When The Clearing House launched its RTP® network in 2017 — the first new payments infrastructure in about 40 years — the transaction limit was...

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This Week in B2B Innovation: Capturing Opportunity Across an Atypical Landscape
This Week in B2B Innovation: Capturing Opportunity Across an Atypical Landscape
December 05, 2024  |  B2B Payments

Business-to-business (B2B) payments are undergoing a period of upheaval and reinvention. Businesses are seeking faster, more efficient and secure payment solutions, and a wide range...

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Higher Instant Payment Limits Test B2B ACH Volume
Higher Instant Payment Limits Test B2B ACH Volume
December 05, 2024  |  B2B Payments

For all transactions — but especially for high-value commercial payments — speed is always a consideration, alongside the costs of those transactions, as well as...

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The Clearing House Spikes Individual Transaction Limit to $10 Million
The Clearing House Spikes Individual Transaction Limit to $10 Million
December 04, 2024  |  Real-Time Payments

The Clearing House plans to raise its instant payment network’s individual transaction limit. Starting next year, the RTP® Network will allow individual transactions of up...

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RTP Network Begins November With Record 1.46 Million Instant Payment Transactions
RTP Network Begins November With Record 1.46 Million Instant Payment Transactions
November 12, 2024  |  Real-Time Payments

The Clearing House’s RTP® network, a real-time payments rail in the United States, is winding down the year on the back of two milestones. The...

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