VantageScore

Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
Card Delinquencies, Pressure on Account Openings Signal Rocky Road for Banks, Payment Networks
April 01, 2024  |  Credit Cards

Earnings season begins anew in just a few weeks, documenting the first few months of the year — and how the March quarter shaped up...

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Credit Card Delinquencies Climb as Consumers’ Savings Dip
Credit Card Delinquencies Climb as Consumers’ Savings Dip
April 01, 2024  |  Consumer Finance

While the average American consumer remains “credit healthy,” some trouble spots are apparent. The latest installment of VantageScore’s Credit Gauge shows delinquencies climbing across all...

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Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
Personal Loan Delinquencies Jump in Nov., Presaging Holiday ‘Hangover’
January 07, 2024  |  Consumer Finance

Americans ended 2023 dealing with increasing financial strain, relying more on personal loans. That’s according to a recent report by VantageScore, which warns that increased...

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Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
Subprime Borrowers’ Delinquencies up as Credit Lifeline Grows Taut
June 02, 2023  |  Debt

Credit card use is up, and card balances are increasing. It may be the more vulnerable borrowers among us signaling that distress could lie ahead...

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FinTech Vet Silvio Tavares Named VantageScore Head
FinTech Vet Silvio Tavares Named VantageScore Head
October 12, 2021  |  Personnel

FinTech veteran Silvio Tavares was appointed president and CEO of VantageScore Solutions and will bring his expertise from the Digital Commerce Alliance (DCA), a banking...

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VantageScore Takes Issue With WSJ Story On Credit Scoring Sector
VantageScore Takes Issue With WSJ Story On Credit Scoring Sector
February 07, 2017  |  Consumer Finance

VantageScore Solutions, the developer of the VantageScore credit scoring model, said Monday (Feb. 6) a recent Wall Street Journal story on the credit scoring industry...

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What ‘Unscorable’ Consumers Really Look Like
What ‘Unscorable’ Consumers Really Look Like
December 08, 2016  |  Financial Inclusion

While credit scores, or the lack thereof, tell lenders a lot about consumers, the traditional credit scoring models don’t always provide a clear picture of...

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How Model Validation Helps Credit Scoring Evolve With The Times
How Model Validation Helps Credit Scoring Evolve With The Times
December 02, 2016  |  Financial Inclusion

Promoting transparency in credit scores sounds like the ideal, but putting it into action is a whole other story. But as consumer behaviors and lending...

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VantageScore And The Public Record
VantageScore And The Public Record
August 24, 2016  |  Payment Methods

The three credit reporting agencies (Equifax, Experian and Equifax), under a program called the National Consumer Assistance Plan (NCAP) are looking for ways to improve...

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