Digital-First Banking

Digital-First Banking
Santander to Sell 7 Branches Amid Digital-First Transformation
June 25, 2025

Santander Bank has made a deal to sell seven branches in Pennsylvania as it continues its transformation into a national, digital-first bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Digital-First Banking
Neobanks Pressure-Test Gen Z Strategies With Traditional Banks to Win Crucial Market Share    
June 11, 2025

They account for 40% of consumers worldwide and will represent 31% of the workforce by 2030. With current purchasing power standing at $450 billion and expected to reach $12 trillion within five years, Generation Z — the demographic born between 1997 and 2012 — is...

Digital-First Banking
The Young and Impatient: Digital-Native Generations Want Instant Payments From Banks
May 30, 2025

Generation Z and Generation Alpha are critical for financial institutions’ long-term viability. They’re the ones with decades of financial journeys ahead of them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Digital-First Banking
CFPB’s Move to Rescind Rule 1033 Creates Uncertainty in Open Banking
May 25, 2025

Apparently, the days of Rule 1033 are numbered. In fact, as of Sunday (May 25) they might be down to four, as the Consumer Financial Protection Bureau’s (CFPB) general counsel indicated late Friday that it will petition a U.S. District Court in Kentucky on May...

Digital-First Banking
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
May 12, 2025

As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund their operations and fuel growth. The way these firms choose to access capital isn’t just a technical deliberation about their...

Digital-First Banking
66% of Zillennials Use Their Phones as Bank Branch
April 29, 2025

A recent report from PYMNTS reveals that zillennials, the demographic cohort straddling the late 20s and early 30s, are a driving force behind the evolution of digital banking, with a unique blend of tech-savviness and reliance on traditional financial institutions. Get the Full Story Complete...

Digital-First Banking
Earnings Season Underscores Banking’s Shift to Mobile and Digital Channels
April 23, 2025

In the landmark PYMNTS Intelligence study “How the World Does Digital,” thousands of consumers across 11 countries crystallized the continued shift to banking online, especially through mobile channels.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Digital-First Banking
Stripe Applies for US Banking License to Expand Merchant Acquiring Capabilities
April 04, 2025

Stripe’s application for a Merchant Acquirer Limited Purpose Bank (MALPB) charter has been accepted by the state of Georgia’s Department of Banking and Finance, bringing the financial infrastructure giant one step closer to directly accessing payment card networks. Get the Full Story Complete the form...

Digital-First Banking
61% of Mid-Sized Banks Eye Fully Automated Lending
April 03, 2025

Digital lending is at a crossroads as financial institutions and banks grapple with modernizing their loan processes, revealing a significant divide between readiness for consumers and small businesses. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...