Banking

Banking
Zaria Seeks Trust Bank Charter for Crypto-Backed Loans
August 06, 2026

Zaria Systems, a builder of real-time infrastructure for mark-to-market credit and structured finance, aims to secure a charter for a special-purpose national bank that will limit its activities to the operations of a trust company and related activities, the company said in a Wednesday (Aug....

Banking
Nayax Aims to Transition From Payments Platform to Bank
August 06, 2026

Payments solutions platform Nayax is the latest FinTech seeking an American banking charter. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Banking
Wells Fargo Plans to Launch Tokenized Deposits This Fall
August 04, 2026

Wells Fargo reportedly hopes to launch tokenized deposits for corporate/commercial customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Banking
Dakota Eyes Pivot From Money Services Firm to Regulated Bank
August 04, 2026

Programmable money movement firm Dakota is seeking a national trust bank charter, according to a Tuesday (Aug. 4) message to customers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Banking
Bretton AI CEO Wants Banks to Kick the AI Tool Habit
August 04, 2026

Watch more: Need to Know With Bretton AI’s Will Lawrence Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Banking
FinTech Fees Let Sponsor Banks Look Beyond Deposit Growth
August 03, 2026

Banking-as-a-service has traditionally had sponsor banks for doing everything themselves: issuing accounts, holding deposits, processing payments and financing lending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe...

Banking
Earnings Show Banks Chasing Mid-Market With Payments Platforms
August 03, 2026

Payments and treasury technologies have traditionally been positioned by the banks powering them as purely infrastructure. The same way baseball players need a field to play ball, the thinking went, financial services needed the indispensable machinery powering payments that helps clients move money, manage liquidity...

Banking
Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
July 31, 2026

The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Banking
FDIC Order Forces Lineage to Rebuild Capital and Earnings
July 31, 2026

Lineage Bank, which was a partner bank for Synapse, the banking-as-a-service (BaaS) provider that went bankrupt in 2024, has reached a consent order with the Federal Deposit Insurance Corporation (FDIC). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...