The Credit Accessibility Series: Economic Malaise Exacerbating U.S. Consumer Debt Levels

High-Debt Consumers Average 14 Late Payments Every Year

The Credit Accessibility Series: Economic Malaise Exacerbating U.S. Consumer Debt Levels

The average U.S. consumer’s debts are equal to 348% of their annual disposable income. PYMNTS Intelligence’s latest study of 2,635 U.S. consumers explores the wide-ranging impacts of this burden. Read more in “The Credit Accessibility Series: Economic Malaise Exacerbating U.S. Consumer Debt Levels,” a collaboration with Sezzle.

Inside the October Report

  • 348%: Share of debt U.S. consumers owe as a percentage of their disposable income
  • 338%: Portion of debt U.S. consumers living paycheck to paycheck owe as a percentage of their disposable income
  • 397%: Share of debt Gen X owes as a percentage of their disposable income

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    The Credit Accessibility Report