Next-Gen Debit January 2022 - Explore how consumers' growing interest in challenger banks is giving decoupled debit cards a boost

Decoupled Debit Turns Foreign Exchange Fees Into Donations for Frequent Travelers

Next-Gen Debit Tracker – January 2022

For frequent travelers, the money they sink into seemingly endless foreign exchange fees could be better spent going to charity. In the Next-Gen Debit Tracker, a collaboration between PYMNTS and PULSE, a Discover company, James Lynn, co-founder of the U.K. FinTech Currensea, explains how decoupled travel debit cards spare users from high bank fees but can direct a portion of the savings to causes they care about.

Inside the January Tracker

  • An interview with James Lynn, co-founder of the U.K. FinTech Currensea, on how the company’s decoupled travel debit card helps customers avoid high interchange fees and loyalty to large banks
  • The latest next-gen debit headlines, including how buy now, pay later options have driven the rise of decoupled debit cards and a new set of debit offerings from restaurant point-of-sale (POS) platform Toast that aims to improve how restaurant operators receive money, manage operations and pay and tip employees
  • A Deep Dive exploring the rise in popularity of decoupled debit cards and how companies are looking to find safe and convenient ways to remove the middleman from the payments equation

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