The Trade Credit Dilemma

The Trade Credit Dilemma Report, a PYMNTS collaboration with Fundbox, is based on a survey of more than 1,000 business owners and executives. It examines the toll trade credit practices are taking on American SMBs’ cash flows, capital and resources — and how they can break the cycle.

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Key Findings Inside The Report Include

  • 27.5 percent: Share of firms that frequently receive late payments that also pay their suppliers late
  • 32.3 percent: Portion of companies that say offering trade credit makes their daily operations difficult
  • 13.2 percent: Share of firms that regularly use immediate payment services

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