bank deposits

FDIC Proposes Rule to Strengthen Banks’ Recordkeeping for Custodial Accounts
FDIC Proposes Rule to Strengthen Banks’ Recordkeeping for Custodial Accounts
September 17, 2024  |  Bank Regulation

The Federal Deposit Insurance Corp. (FDIC) has proposed a rule that would strengthen recordkeeping for bank deposits received from third party, non-bank companies that accept those...

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Barclays US Consumer Bank Launches Savings Product With Tiered Rates
Barclays US Consumer Bank Launches Savings Product With Tiered Rates
July 17, 2024  |  Banking

Barclays US Consumer Bank has launched a savings product that provides higher rates on higher balances. The new Barclays Tiered Savings product aims to offer...

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Deposits, Consumers and Digital Channels in Focus as Bank Earnings Get Underway
Deposits, Consumers and Digital Channels in Focus as Bank Earnings Get Underway
July 12, 2023  |  Earnings

It’s the middle of July, almost. And thus: Earnings season begins in earnest. As usual, a slew of big banks will kick things off, beginning...

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Report: Online Banks’ Deposits Grow as Regionals Struggle
Report: Online Banks’ Deposits Grow as Regionals Struggle
June 04, 2023  |  Digital-First Banking

It is apparently a good time to be an online bank. As The Wall Street Journal reported Saturday (June 3), these banks took in more deposits than...

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Is Fed and FDIC Data on Dropping Bank Deposits a Blip or Trend?
Is Fed and FDIC Data on Dropping Bank Deposits a Blip or Trend?
June 02, 2023  |  Banking

For banks — and specifically for their consumers: No deposit, no return? The bedrocks of finance — the commercial banks — are seeing at least...

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Several Regional Banks Maintaining Stable Deposits
Several Regional Banks Maintaining Stable Deposits
April 20, 2023  |  Banking

Several regional banks ended the first quarter with stable deposits. Their reports of flat deposits came after a quarter in which the collapses of three...

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Regional Banks Show Card Spending, Digital Growth Steady
Regional Banks Show Card Spending, Digital Growth Steady
April 19, 2023  |  Earnings

Bank earnings continue to roll in. Beyond the biggest players, J.P. Morgan, Citigroup, and others, the regionals and the super-regional banks have shown some resilient...

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JPMorgan: Consumers Continue to Spend, but ‘Storm Clouds’ Loom 
JPMorgan: Consumers Continue to Spend, but ‘Storm Clouds’ Loom 
April 14, 2023  |  Earnings

Consumers continue to wield their debit and credit cards online and at the register. But the storm clouds, to use JPMorgan Chase CEO Jamie Dimon’s...

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Community Bank Customers Hit Pause on Mass Deposit Withdrawals
Community Bank Customers Hit Pause on Mass Deposit Withdrawals
April 03, 2023  |  Banking

The bank runs are still fresh in our collective consciousness. But for the community banks, the scramble to get deposits out seems to have abated....

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