debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
Affirm’s Levchin Sees Company Becoming the American Express of Buy Now, Pay Later
March 27, 2025  |  Buy Now Pay Later

The lure of paying over time lies with the predictability of the repayment. Consumers don’t think of pay later options as credit, at least not...

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CBO Says Debt Limit Change Probably Needed by August or September
CBO Says Debt Limit Change Probably Needed by August or September
March 26, 2025  |  Debt

The Congressional Budget Office (CBO) said Wednesday (March 26) that if the debt limit is not raised or suspended, the government’s ability to borrow will...

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Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
Synchrony: Consumers Becoming ‘More Thoughtful About Spending’
March 25, 2025  |  Economy

American consumers are growing more cautious about spending, according to an executive at card issuer Synchrony. In an interview with Reuters published Tuesday (March 25), Synchrony EVP and...

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60% of Treasurers See Role as Financial GPS for Transportation Sector
60% of Treasurers See Role as Financial GPS for Transportation Sector
March 12, 2025  |  Transportation

Transportation businesses rely on roadmaps, so why are they ignoring their treasury teams? Despite their role in managing cash flow, liquidity planning and risk mitigation,...

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Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
Credit Quality Weakens Slightly Among Borrowers Owing Over $100 Million
March 10, 2025  |  Debt

The credit risk associated with large, syndicated bank loans remains moderate, although there are some continuing trends in weakened credit quality, three federal bank regulatory...

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Revolving Debt and Credit Card Spending Muted in January
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025  |  Consumer Finance

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other...

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Late Student Loan Borrowers Face 129-Point Credit History Hit
Late Student Loan Borrowers Face 129-Point Credit History Hit
February 27, 2025  |  Loans

There’s a new source of stress facing America’s already-stressed student loan borrowers. For the first time since the pandemic, delinquent payments will be added to...

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Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
February 26, 2025  |  Consumer Insights

In the fourth quarter of 2024, increased economic pressures continued to affect households in the United States. With inflation at 2.9% by December, 65% of...

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DebtBook Debuts ‘Sizing’ Feature for Its Debt Management Solution
DebtBook Debuts ‘Sizing’ Feature for Its Debt Management Solution
February 25, 2025  |  B2B Payments

DebtBook, a software provider for government and nonprofit treasury teams, has a new debt management tool. The company’s Sizing feature, announced Tuesday (Feb. 25), lets treasury departments...

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