digital first banking

US Regulators Sound Cautious Note on FinTech Innovation
US Regulators Sound Cautious Note on FinTech Innovation
October 17, 2022  |  Regulation

If there was at least some consensus that came out of last week’s D.C. FinTech Week confab, it’s that banks and the regulators that oversee...

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Fed Governor: CBDC Not Crucial to Supremacy of Dollar
Fed Governor: CBDC Not Crucial to Supremacy of Dollar
October 14, 2022  |  Cryptocurrency

The creation of a central bank digital currency (CBDC) in America is probably not that crucial to ensuring the supremacy of the U.S. dollar, Federal...

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PYMNTS Intelligence: Personalized Digital Banking Builds Consumer Trust and Loyalty
PYMNTS Intelligence: Personalized Digital Banking Builds Consumer Trust and Loyalty
October 14, 2022  |  Fraud Prevention

Consumers both want and need to engage with their financial institutions (FIs) digitally, but they want these interactions to be highly personalized. Branch closures rendered...

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Banks Turn Mobile Banking Into Consumer’s Financial Tool of Choice
Banks Turn Mobile Banking Into Consumer’s Financial Tool of Choice
October 14, 2022  |  Digital-First Banking

With the pandemic now endemic, are contactless digital tools and behaviors that got us through that episode sunsetting so we can return to how it...

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How 28 Payments Experts Weathered Q3’s Business Headwinds
How 28 Payments Experts Weathered Q3’s Business Headwinds
October 14, 2022  |  Connected Economy

  Waiting for the other shoe to drop — inflation or recession? — turned into the underlying theme of a third quarter as major retailers...

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Keeping Small Businesses Afloat With Personalization and Automation
Keeping Small Businesses Afloat With Personalization and Automation
October 13, 2022  |  Digital-First Banking

With 80% of Gen Z consumers now eager to complete complicated banking tasks such as loan applications online, the race to win these digital-only customers...

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AI Provides Context Needed to Help Banks Stop Financial Scams
AI Provides Context Needed to Help Banks Stop Financial Scams
October 13, 2022  |  Security & Fraud

In a recent conversation with Karen Webster, Featurespace Founder Dave Excell and MidFirst Bank Vice President and Director of Enterprise Fraud Candler Eve sounded the...

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HSBC, Trade Ledger Launch Digital Receivables Finance Tool
HSBC, Trade Ledger Launch Digital Receivables Finance Tool
October 12, 2022  |  B2B Payments

The London-based Lending-as-a-Service FinTech Trade Ledger  Thursday (Oct. 11) announced the launch of HSBC’s new digital finance receivables solution, built with the Trade Ledger platform....

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Personalization Becomes Competitive Advantage for Digital-First Banks
Personalization Becomes Competitive Advantage for Digital-First Banks
October 12, 2022  |  Digital-First Banking

The importance of digital banking is about to grow. Spurred by the closure of almost 3,000 physical branches in the United States in 2021, customers...

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