featured insights

The Secret Financial Life of Six-Figure Households

The Secret Financial Life of Six-Figure Households
The Secret Financial Life of Six-Figure Households
September 10, 2025  |  Consumer Insights

It seems logical: The more income you have, the more you can control your financial life by strategically planning spending and saving and avoiding playing...

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High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
High-Income Shoppers Spend 40% More on BNPL Than Lower Earners
September 10, 2025  |  BNPL

Shoppers in the United States aren’t just swiping their credit cards; they’re splitting them. Get the Full Story Complete the form to unlock this article...

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Why Time, Not Money, Now Defines Lender Value
Why Time, Not Money, Now Defines Lender Value
September 09, 2025  |  Money Mobility

When it comes to borrowing, timing has always mattered. But today, it’s not just about interest rates, loan terms or approval odds. It’s about speed....

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Why Millions Are Opting Out of Credit Before They Even Apply
Why Millions Are Opting Out of Credit Before They Even Apply
September 08, 2025  |  Consumer Finance

What if the biggest risk to your credit portfolio isn’t economic, but psychological? “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the Great Credit Divide,” a new...

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Gen Z Drives 46% of Online Health and Beauty Purchases
Gen Z Drives 46% of Online Health and Beauty Purchases
September 08, 2025  |  eCommerce

Consumers may be spending more of their retail dollars online, but the single biggest draw to brick-and-mortar stores isn’t groceries, clothes or electronics. It’s lipstick...

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Half of Stable Mid-Market Firms Use Credit as Growth Capital
Half of Stable Mid-Market Firms Use Credit as Growth Capital
September 05, 2025  |  Loans

Middle-market companies are caught between tariffs, interest rates and jittery supply chains, and how they borrow money says as much about their outlook as their...

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Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
September 04, 2025  |  Real-Time Payments

For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the...

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82% of Merchants to Expand Digital Wallet Use in 2025
82% of Merchants to Expand Digital Wallet Use in 2025
September 04, 2025  |  Mobile

For all the talk about artificial intelligence and instant payments, the biggest change reshaping how businesses pay each other may be happening in accounts payable....

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