Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....
When finance teams finally pry open locked-up cash through external working capital solutions, the biggest question isn’t how much they’ve saved. It’s what happens next....
The next wave of retail disruption may not come from faster payments or smarter checkout tech, but from the habits of mobile window shoppers —...
Embedded finance is no longer a trend. It’s the next competitive frontier. A new PYMNTS Intelligence report produced in collaboration with Green Dot reveals that...
Digital wallets have reached a turning point. Weekly in-store usage has more than doubled year over year, and Apple Pay now moves an estimated $450...
Fraud prevention has long been a defensive strategy for card issuers, but top-performing issuers are treating it as an offensive one. They’re using tokenization and...
The 2020s have been a decade of unlikely partnerships. FinTechs that once vied for deals with national banks are now joining forces with credit unions,...
Mobile wallets aren’t killing the credit card. They’re giving it new life. That’s the undercurrent of PYMNTS Intelligence’s latest “How the World Does Digital” report,...