Interchange Fees

UK Tribunal Finalizes Settlement in Class Action Against Mastercard

UK Tribunal Finalizes Settlement in Class Action Against Mastercard
UK Tribunal Finalizes Settlement in Class Action Against Mastercard
May 20, 2025  |  Legal

The U.K.’s Competition Appeal Tribunal announced its judgment Tuesday (May 20) in a long-running class action lawsuit that was brought against Mastercard over its swipe...

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Report: European Retailers Seek Antitrust Case Against Mastercard and Visa
Report: European Retailers Seek Antitrust Case Against Mastercard and Visa
May 14, 2025  |  ANTITRUST

A group of trade associations representing European retailers reportedly asked the European Commission to take action against Mastercard and Visa under European Union antitrust rules,...

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Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
Chime Sets Sights on the Affluent Consumer and an $86 Billion Revenue Opportunity
May 14, 2025  |  Digital Banking

In 2022, as the pandemic waned, PYMNTS Intelligence found that only about 9% of consumers used digital banks for their primary financial relationships and accounts....

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Fed Data Shows Economics of Interchange: 86% of Fees Fund Rewards Programs
Fed Data Shows Economics of Interchange: 86% of Fees Fund Rewards Programs
March 13, 2025  |  Loyalty & Rewards

PYMNTS Intelligence noted in recent research that at the same time that consumers are using their credit cards to navigate an inflationary environment, and to...

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Revolut and Visa Challenge UK Proposal to Cap Interchange Fees
Revolut and Visa Challenge UK Proposal to Cap Interchange Fees
March 07, 2025  |  Legal

Revolut and Visa reportedly filed legal challenges against the U.K.’s Payment Systems Regulator (PSR), seeking to overturn the regulator’s proposed cap on interchange fees on...

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With Illinois Interchange Ban Under Injunction, Banks and Merchants Await Next Move
With Illinois Interchange Ban Under Injunction, Banks and Merchants Await Next Move
January 29, 2025  |  Credit Cards

A battle in Illinois over interchange fees could influence other states to decide whether these fees should be reshaped or banned. Get the Full Story...

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What to Watch as the Debit Interchange Fee Battle Heats Up in 2025
What to Watch as the Debit Interchange Fee Battle Heats Up in 2025
December 26, 2024  |  Regulation

Sweeping changes to debit card interchange fees — and the ways debit transactions are facilitated — may come in 2025. Get the Full Story Complete...

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Merchants Payments Coalition Urges Fed to Finalize Interchange Fee Proposal
Merchants Payments Coalition Urges Fed to Finalize Interchange Fee Proposal
December 23, 2024  |  Bank Regulation

The Merchants Payments Coalition is urging the Federal Reserve to quickly finalize the Fed’s proposal to reduce the fees banks are allowed to charge merchants...

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New Zealand’s Commerce Commission Proposes Cutting Merchant Card Fees
New Zealand’s Commerce Commission Proposes Cutting Merchant Card Fees
December 18, 2024  |  Regulation

New Zealand’s Commerce Commission has proposed reducing the fees the country’s businesses pay for accepting Mastercard and Visa payments. Get the Full Story Complete the...

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