personal finances

Nearly 80% of Couples Share Bank Accounts to Streamline Household Finances
Nearly 80% of Couples Share Bank Accounts to Streamline Household Finances
December 21, 2023  |  Personal Finance

Balancing household budgets amid rising living costs is a widespread challenge. To streamline finances, individuals residing with partners or spouses are most likely to pool...

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CFPB Overdraft Fee Report Slams ‘Surprises,’ but Data Shows Usefulness
CFPB Overdraft Fee Report Slams ‘Surprises,’ but Data Shows Usefulness
December 19, 2023  |  Personal Finance

Overdraft fees have been a flashpoint of contention in banking for a while. Critics charge that the fees are a way to gouge consumers for...

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Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
Discover and Capital One Card Delinquencies Point to Pressures for Prime, Near-Prime Consumers
December 18, 2023  |  Credit Cards

Card delinquencies and charge-offs offer evidence of the struggles of meeting current obligations. They can also be a harbinger of spending slowdowns in the future....

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Two-Thirds of Paycheck-to-Paycheck Consumers Cite Family Financial Support as Key Pressure Point
Two-Thirds of Paycheck-to-Paycheck Consumers Cite Family Financial Support as Key Pressure Point
October 27, 2023  |  Personal Finance

Despite the decrease in inflation rates, living paycheck to paycheck remains a widespread financial reality for many consumers in the United States, encompassing over 60% of...

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Vacation Expenses Add to Consumers’ Financial Stress as Holidays Approach
Vacation Expenses Add to Consumers’ Financial Stress as Holidays Approach
October 20, 2023  |  BNPL

As the holiday season and festivities draw near, consumers, particularly those living paycheck to paycheck, are bracing themselves for the added financial stress that accompanies...

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BNPL Means Suppliers Stop Waiting for the Check in the Mail
BNPL Means Suppliers Stop Waiting for the Check in the Mail
March 21, 2023  |  BNPL

Business-to-business (B2B) payments are the lifeblood of the modern economy. They are necessary for any business that deals with physical goods, from the smallest craft...

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H&R Block Says 35M Americans Are ‘Fed Up’ With Inadequate Banking Solutions
H&R Block Says 35M Americans Are ‘Fed Up’ With Inadequate Banking Solutions
January 24, 2022  |  Personal Finance

While most taxpayers dread the annual burden associated with the IRS and April 15th, for the nation’s top tax preparation firm — and those individuals...

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NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
NEW DATA: More Americans Behind On Bills, But Feel More Financially Stable
July 10, 2018  |  Consumer Finance

  When it comes to personal finances, it turns out that perception is not always reality. One might expect that consumers in better financial standing...

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Savings App Qapital Adds Checking Account, Debit Card To Its Services
Savings App Qapital Adds Checking Account, Debit Card To Its Services
August 04, 2017  |  Consumer Finance

Savings app Qapital is now offering a new checking account and debit card to its customers, in addition to its already existing savings account. According...

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