personal finances

Proactive Technology Helps Extended Households Turn Strain Into Stability

Proactive Technology Helps Extended Households Turn Strain Into Stability
Proactive Technology Helps Extended Households Turn Strain Into Stability
January 02, 2026  |  Consumer Finance

Extended households have become a defining feature of U.S. consumer finance, even as they remain underrepresented in traditional financial models. PYMNTS Intelligence research shows that...

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Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
Household Debt Rises to $18.39 Trillion as Auto, Mortgage Originations Tick Up
August 05, 2025  |  Consumer Finance

U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York.  Mortgage...

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ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry
ARM’d and Dangerous: How Adjustable Rate Mortgages Are Bleeding Millions of Americans Dry
August 05, 2025  |  Real Estate

For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Many homebuyers jumped at the chance...

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Credit Card Balances Drop on Annual Basis for First Time Since ’21
Credit Card Balances Drop on Annual Basis for First Time Since ’21
July 08, 2025  |  Consumer Finance

Credit card performance improved for the first time in over four years despite credit card interest rates being “historically high” during the first quarter, the Federal...

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JPMorgan Chase Reorganizes Private Bank to Facilitate Global Investments
JPMorgan Chase Reorganizes Private Bank to Facilitate Global Investments
July 03, 2025  |  Consumer Finance

JPMorgan Chase reportedly reorganized its private bank and named a global head of the bank, which is a new role. David Frame, who previously served as the...

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40% of Subprime Borrowers Have Applied for BNPL
40% of Subprime Borrowers Have Applied for BNPL
May 14, 2025  |  BNPL

Despite significant systemic barriers, consumers classified as subprime remain active participants in the credit market, seeking both traditional products and alternative options to manage finances...

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Stash Secures $146 Million to Add AI to Financial Guidance Platform
Stash Secures $146 Million to Add AI to Financial Guidance Platform
May 12, 2025  |  Investments

Stash has secured $146 million in a Series H funding round to deepen its investment in artificial intelligence (AI) for its financial guidance platform. “For...

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New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
New PYMNTS Data Shows Affluent Shoppers Use Pay Later for Gucci and Groceries
April 03, 2025  |  BNPL

Covet that designer dress at Bergdorf Goodman, but can’t pay for it because you’ve maxed out your credit cards? Increasingly, there’s another way. A recent...

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