U.S. Open Banking Tracker

Deep Dive: Why Opening The Door For Data Aggregation, Digital Privacy Is Key To Pushing Open Banking Forward
Deep Dive: Why Opening The Door For Data Aggregation, Digital Privacy Is Key To Pushing...
August 03, 2021  |  Banking

The events of the past year caused many consumers and the businesses and financial institutions (FIs) serving them to reexamine how they manage their typical...

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Comerica On Meeting Digital-First Consumers’ Needs In The Emerging API Economy
Comerica On Meeting Digital-First Consumers’ Needs In The Emerging API Economy
August 02, 2021  |  Banking

With PYMNTS’ new U.S. Open Banking Tracker showing 40 percent of consumers saying they’re increasingly concerned about what happens with their personal information, it’s no...

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Report: Consumer Concerns Over Data Privacy Threaten US Open Banking’s Expansion
Report: Consumer Concerns Over Data Privacy Threaten US Open Banking’s Expansion
July 30, 2021  |  Banking

U.S. consumers are coming to their financial institutions (FIs) and favored merchants with new expectations after more than a year spent largely indoors. They now...

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Deep Dive: How Offering Real-Time Payments Can Help Merchants Meet Mobile-First Customers’ Needs
Deep Dive: How Offering Real-Time Payments Can Help Merchants Meet Mobile-First Customers’ Needs
July 07, 2021  |  Banking

The pandemic has led to innumerable changes in how consumers and businesses conduct daily tasks, _impacting everything from how they pay their bills to the...

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Report: Merchants See Open Banking As Path To Personalizing Consumer Experiences
Report: Merchants See Open Banking As Path To Personalizing Consumer Experiences
July 02, 2021  |  Banking

Financial institutions (FIs), FinTechs and merchants alike are all seeking out technologies that could help them engage and retain consumers’ loyalty in a world where...

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Report: A2A Payments Put Merchants In Control Of The Customer Relationship
Report: A2A Payments Put Merchants In Control Of The Customer Relationship
June 04, 2021  |  Banking

Banks, consumers and merchants have all raced to adjust their operations over the past year, changing their once-routine approaches to payments as open banking developments...

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Deep Dive: How Open Banking-Powered Payments Could Offer U.S. Merchants A Reprieve From Interchange Fees
Deep Dive: How Open Banking-Powered Payments Could Offer U.S. Merchants A Reprieve From Interchange Fees
April 27, 2021  |  Banking

U.S. merchants have long borne the expense of interchange fees for card-based transactions, often regarded as an inescapable cost of doing business in a country...

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BNP Paribas On How Open Banking APIs Can Help Merchants Support Seamless A2A Payments
BNP Paribas On How Open Banking APIs Can Help Merchants Support Seamless A2A Payments
April 26, 2021  |  Banking

The ongoing pandemic has altered consumers’ purchasing behaviors worldwide, leaving merchants to navigate increasingly high expectations for convenient and swift payments regardless of channel or...

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BNP Paribas: Open Banking APIs Deliver An ‘Invisible’ Payment Experience
BNP Paribas: Open Banking APIs Deliver An ‘Invisible’ Payment Experience
April 23, 2021  |  Banking

Open banking’s reach has expanded significantly since 2018 when financial regulators in the United Kingdom first required the nation’s largest banks to begin allowing FinTechs...

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