Federal Reserve news and trends

Why Community Bank Accounts Must Pass the ‘Everyday Test’
Banking // April 21, 2026

There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue...

Fed Beige Book Finds Tax Refund Relief Running Into Higher Gas Prices
Economy // April 15, 2026

The Federal Reserve’s latest Beige Book, released Wednesday (April 15), describes an economy that keeps growing even as businesses and households navigate mounting uncertainty and uneven financial conditions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Federal Reserve Wants Banks’ Info on Private Credit Dealings
Bank Regulation // April 12, 2026

The Federal Reserve wants America’s biggest banks to share details about their private credit exposure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Fed Finds Stablecoins Idle, Confirms PYMNTS Usage Gap
Blockchain // April 10, 2026

Stablecoins were supposed to change payments. They haven’t. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Interviews & Exclusives
Why Community Bank Accounts Must Pass the ‘Everyday Test’

April 21, 2026
There’s no shortage of issues testing community banks these days. Managing real-time payments, attracting Gen Z and integrating AI are just a few. But there’s one test community banks might have pushed down on the list. It’s the “everyday test” and it’s the central issue facing community banks today. Get the Full Story Complete the […]

IMF Warns Crypto Risks Could Trigger Financial Instability

April 07, 2026
Financial systems have typically evolved through a combination of innovation and crisis. It tends to go like this: New technologies promise efficiency, only for their risks to become apparent under...

Fed Capital Changes Put Small Business Lending Back in Play

April 07, 2026
The flow of credit to small businesses may loosen somewhat, but the direction of that capital will be determined by digital channels. Get the Full Story Complete the form to...

Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing on financial technology and regulation explored how much supervisory uncertainty banks are expected to tolerate as regulators rework their approach almost in real time....

Quick Reads
PACE Act Would Open Fed Payment Rails to FinTechs

April 21, 2026
New proposed federal legislation would give more financial institutions access to federal payment systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

Federal Reserve Wants Banks’ Info on Private Credit Dealings

April 12, 2026
The Federal Reserve wants America’s biggest banks to share details about their private credit exposure. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Kraken Reveals Fed Account Bars Interest and Emergency Lending

April 10, 2026
Crypto exchange Kraken’s limited purpose account granted by the Kansas City Fed has some restrictions designed to mitigate risk, Reuters reported Friday (April 10). Get the Full Story Complete the...

Fed Rewrites Rules to Bring Cross-Border Payments to FedNow

April 08, 2026
The Federal Reserve Board proposed Wednesday (April 8) that U.S. banks and credit unions be allowed to use intermediaries to transfer funds through the FedNow® Service. Get the Full Story Complete the form...