Federal Reserve news and trends

Federal Reserve Readies Pilot Survey to Gauge Private Credit Markets

August 05, 2026
federal reserve private credit
Fed and FDIC Move to Raise Regulation O Insider Lending Caps
Bank Regulation // August 03, 2026

The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital
Banking // July 31, 2026

The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules
Legal & Regulation // July 28, 2026

In 1996, Congress passed legislation requiring banking agencies to address unneeded regulatory burdens. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Fed Opens a New Front in Access to Its Payment Rails
Bank Regulation // July 27, 2026

The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes with a Master Account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
Fed Opens a New Front in Access to Its Payment Rails

July 27, 2026
The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes with a Master Account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects...

Fed Beige Book Puts the Consumer Divide in Plain View

June 04, 2026
The latest Beige Book from the Federal Reserve suggested that the consumer remains standing, but not on equal footing. Get the Full Story Complete the form to unlock this article...

Quick Reads
Federal Reserve Readies Pilot Survey to Gauge Private Credit Markets

August 05, 2026
The Federal Reserve Bank of Dallas and the Federal Reserve Bank of New York plan to launch a pilot survey of the U.S. private credit market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Fed and FDIC Move to Raise Regulation O Insider Lending Caps

August 03, 2026
The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the...

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital

July 31, 2026
The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. Get the Full Story Complete...

Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules

July 28, 2026
In 1996, Congress passed legislation requiring banking agencies to address unneeded regulatory burdens. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...