Federal Reserve/page/5 news and trends

At 3%-Plus Rates, Forecasting Errors Have a Real Price Tag for CFOs

August 18, 2026
Pile of cash
Crypto Trade Group Backs Custodia’s Supreme Court Bid
Cryptocurrency // August 18, 2026

The Blockchain Association is urging the Supreme Court to take up Custodia Bank’s long-running fight for access to the Federal Reserve’s payment system, warning that a lower-court ruling could give federal regulators broad power to shut lawful digital asset businesses out of banking. Get the...

Regulators Have 90 Days to Rewrite FinTech Rules
Legal & Regulation // August 17, 2026

A federal review that could influence how FinTech firms partner with banks, pursue charters and reach the payment system comes due Monday (Aug. 17), although the public may not get to see the results. Get the Full Story Complete the form to unlock this article...

Mortgage Decline Masks Growing Card and Auto Debt
Consumer Finance // August 11, 2026

A rare decline in overall U.S. household debt has masked the fact that consumers are still adding balances to the forms of credit most closely tied to everyday spending and purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Consumers Cut Extras as Credit Card Debt Nears a Record
Consumer Finance // August 07, 2026

The June credit report indicates that the checkout total can keep rising even when the consumer’s financial cushion is getting thinner. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
Mortgage Decline Masks Growing Card and Auto Debt

August 11, 2026
A rare decline in overall U.S. household debt has masked the fact that consumers are still adding balances to the forms of credit most closely tied to everyday spending and purchases. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Fed Opens a New Front in Access to Its Payment Rails

July 27, 2026
The Federal Reserve wants to make it easier for some eligible institutions to connect directly to its payment services without giving them everything that comes with a Master Account. Get...

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Bank Regulators Push Stablecoin Rules While Warning on AI Risks

June 04, 2026
The House Financial Services Committee’s latest oversight hearing on prudential regulators on Thursday (June 4) marked a turning point. Stablecoins, artificial intelligence and digital payments are moving from experimental subjects...

Quick Reads
Federal Reserve Readies Pilot Survey to Gauge Private Credit Markets

August 05, 2026
The Federal Reserve Bank of Dallas and the Federal Reserve Bank of New York plan to launch a pilot survey of the U.S. private credit market. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily […]

Fed and FDIC Move to Raise Regulation O Insider Lending Caps

August 03, 2026
The Federal Reserve and the Federal Deposit Insurance Corporation (FDIC) have each proposed raising the thresholds of credit that banks can extend to insiders. Get the Full Story Complete the...

Fed Moves to Give Mutual Banks More Flexibility to Raise Capital

July 31, 2026
The Federal Reserve is seeking comment on a proposal that it said would modernize rules for mutual banking organizations and increase their flexibility to raise capital. Get the Full Story Complete...

Feds Say Banking Agencies Have Trouble Uncovering Outdated Rules

July 28, 2026
In 1996, Congress passed legislation requiring banking agencies to address unneeded regulatory burdens. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...