Debt news and trends

Nearly a Third of US Drivers Have Negative Equity on Their Cars

April 26, 2026
car buying negative equity
NY Fed Chief Sees Growing Divide Between Low-Income and High-Income Households
Economy // March 03, 2026

A top Federal Reserve official said he sees an increasing divide between low-income and high-income households. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Deutsche Bank Warns Software Debt Faces AI Threat
Technology // February 09, 2026

A downturn in the software and technology sectors could have an impact that rivals that of the energy sector’s issues in 2016, Bloomberg reported Monday (Feb. 9), citing Deutsche Bank analysts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

BNPL Use Rises as Credit Card Balances Jump
Consumer Finance // January 22, 2026

Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Department of Education Delays Involuntary Collections on Federal Student Loans
Loans // January 16, 2026

The U.S. Department of Education said Friday (Jan. 16) that it will temporarily delay the implementation of involuntary collections on federal student loans so it can add more ways for borrowers to repay their loans. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
BNPL Use Rises as Credit Card Balances Jump

January 22, 2026
Household finances are increasingly shaped by credit use, as more consumers carry balances month to month rather than paying off purchases in full. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Only 24% of Americans Saved More in 2025

January 16, 2026
A growing share of Americans look financially stable on paper yet remain one unexpected bill away from strain, according to PYMNTS Intelligence research that reframed household savings as a fragile,...

The Economic Warning Sign Hiding Behind White-Collar Layoffs

December 30, 2025
White-collar layoffs at firms like McKinsey and Amazon grab headlines for their implications about artificial intelligence and tariff pressures replacing plum jobs. But there’s another canary in the economic coal...

Is Student Loan Debt a Ladder Up or a Weight Down?

August 15, 2025
It was Aristotle who said: “The roots of education are bitter, but the fruit is sweet.” It could be a headline for the latest paycheck-to-paycheck study from PYMNTS, which found...

Quick Reads
Nearly a Third of US Drivers Have Negative Equity on Their Cars

April 26, 2026
Buying a car in America has gotten harder for a large portion of drivers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing […]

NY Fed Chief Sees Growing Divide Between Low-Income and High-Income Households

March 03, 2026
A top Federal Reserve official said he sees an increasing divide between low-income and high-income households. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Deutsche Bank Warns Software Debt Faces AI Threat

February 09, 2026
A downturn in the software and technology sectors could have an impact that rivals that of the energy sector’s issues in 2016, Bloomberg reported Monday (Feb. 9), citing Deutsche Bank analysts. Get the Full...

Department of Education Delays Involuntary Collections on Federal Student Loans

January 16, 2026
The U.S. Department of Education said Friday (Jan. 16) that it will temporarily delay the implementation of involuntary collections on federal student loans so it can add more ways for borrowers...