Cfpb news and trends

The CFPB Could Get a New Boss Called Congress

September 02, 2026
CFPB Open Banking Rewrite Could Put Data-Access Fees at Center of Section 1033 Fight
Bank Regulation // August 10, 2026

The Consumer Financial Protection Bureau (CFPB) is moving ahead with a potentially significant rewrite of its open banking regulations. According to a blog post by Ballard Spahr, lifting the current prohibition on banks charging fees to third parties for access to consumer financial data is...

CFPB Says Data Aggregators Should Pay Fees
CFPB // August 05, 2026

The Consumer Financial Protection Bureau (CFPB) plans to reconsider a final rule on personal financial data rights that became effective in January 2025, according to a rulemaking update posted in a pending regulatory review notice by the Office of Information and Regulatory Affairs. Get the...

Johnson Noncommital on CFPB Funding in Confirmation Hearing
CFPB // July 23, 2026

President Donald Trump’s nominee to head the Consumer Financial Protection Bureau (CFPB), Capital One executive Brian Johnson, said Thursday (July 23) that he has not decided whether to pursue the administration’s plans to fire most of the regulator’s staff, Reuters reported Thursday. Get the Full Story Complete the form to unlock this...

Ex-CFPB Enforcement Officials Launch Consumer-Focused Law Firm
Legal & Regulation // July 14, 2026

Three former senior enforcement leaders from the Consumer Financial Protection Bureau (CFPB) have launched a public interest law firm that will focus on consumer rights, tenant rights, workers’ rights and civil rights. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Interviews & Exclusives
The CFPB Could Get a New Boss Called Congress

September 02, 2026
House Republicans are proposing a rewrite of the statutory framework that governs how the Consumer Financial Protection Bureau makes rules, supervises financial institutions and brings enforcement actions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Credit Reporting Breakdowns Drive CFPB Complaint Wave

April 02, 2026
The latest Consumer Financial Protection Bureau data leaves little ambiguity about where the credit ecosystem is facing pressure. Get the Full Story Complete the form to unlock this article and...

Embedded Finance Firms Brace for Tighter US Regulations

February 26, 2026
From Amazon to dentist offices to Uber, companies that aren’t banks are the new face of financial services. Embedded finance offers credit, buy now, pay later, card installment plans, payments...

CFPB Corrects ‘Invisible’ Count as Millions Struggle to Shake Credit Limbo

July 03, 2025
The Consumer Financial Protection Bureau (CFPB) reports that the ranks of the “credit invisibles” in the U.S. have thinned. Get the Full Story Complete the form to unlock this article...

Quick Reads
CFPB Says Data Aggregators Should Pay Fees

August 05, 2026
The Consumer Financial Protection Bureau (CFPB) plans to reconsider a final rule on personal financial data rights that became effective in January 2025, according to a rulemaking update posted in a pending regulatory review notice by the Office of Information and Regulatory Affairs. Get the Full Story Complete the form to unlock this article and […]

Johnson Noncommital on CFPB Funding in Confirmation Hearing

July 23, 2026
President Donald Trump’s nominee to head the Consumer Financial Protection Bureau (CFPB), Capital One executive Brian Johnson, said Thursday (July 23) that he has not decided whether to pursue the administration’s plans to fire most...

Ex-CFPB Enforcement Officials Launch Consumer-Focused Law Firm

July 14, 2026
Three former senior enforcement leaders from the Consumer Financial Protection Bureau (CFPB) have launched a public interest law firm that will focus on consumer rights, tenant rights, workers’ rights and civil rights. Get...

CFPB Readies New Probe Into Credit Card Late Fees

July 09, 2026
The Consumer Financial Protection Bureau (CFPB) has submitted a request for information regarding credit card late fees and late payments, according to a Pending EO 12866 Regulatory Review posted by...