Late Payments news and trends

Study Finds Bad Billing Experiences Delay $330 Billion in Consumer Payments Each Year

September 08, 2026
Cover image for the September 2026 PYMNTS Intelligence and Paymentus Service Commerce Performance Gap. PYMNTS Intelligence reports how billing friction puts customer loyalty, cash flow and $28 billion in monthly payments at risk.
Aria Secures $283 Million to Expand Invoice Financing
B2B Payments // July 09, 2026

French embedded invoice financing platform Aria has raised $283 million, much of it in debt. The company on Thursday (July 9) announced it had raised $8 million in a Series A extension and launched a $275 million debt facility to scale its capacity. Aria says the new...

Real-Time Payments Give Contractors Back 2 Workweeks a Month
Disbursements // February 17, 2026

The four horsemen of construction project delays typically appear as rain-soaked jobsites, supply shortages, labor gaps or permitting snags. However, the latest Money Mobility Tracker®, a PYMNTS Intelligence collaboration with Ingo Payments, found that these familiar culprits are no longer the dominant forces behind why...

Slow Payments Drain Small Business Cash Faster Than Sales Can Refill It
Real-Time Payments // February 11, 2026

For many small businesses, cash flow is no longer a background concern. It is the defining constraint shaping daily operations and long-term viability. Delayed receivables are becoming more common and more damaging, even for firms with steady sales. As payment cycles stretch, slow-moving funds are...

Survey: 40% of Hourly Workers See No Benefit From Economic Growth
Economy // January 12, 2026

Liquidity stress in the U.S. economy is no longer a background condition. Instead, it is the mechanism reshaping how different segments experience work, confidence and financial progress. That was the core insight of “Wage to Wallet™ Index: Liquidity Stress Splits Higher Earners and the Labor...

Interviews & Exclusives
Real-Time Payments Give Contractors Back 2 Workweeks a Month

February 17, 2026
The four horsemen of construction project delays typically appear as rain-soaked jobsites, supply shortages, labor gaps or permitting snags. However, the latest Money Mobility Tracker®, a PYMNTS Intelligence collaboration with Ingo Payments, found that these familiar culprits are no longer the dominant forces behind why projects get behind schedule and over budget. Increasingly, the most […]

Survey: 40% of Hourly Workers See No Benefit From Economic Growth

January 12, 2026
Liquidity stress in the U.S. economy is no longer a background condition. Instead, it is the mechanism reshaping how different segments experience work, confidence and financial progress. That was the...

Checks Drain $39,000 From Small Businesses Each Year

December 05, 2025
Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables. The persistent drag of manual...

97% of Creative Agencies Say Late Payments Slow Growth

November 04, 2025
For years, companies have looked to virtual cards to trim payment delays and prevent fraud. But 2025’s data shows something deeper: virtual cards are no longer just about faster settlements....

Quick Reads
Aria Secures $283 Million to Expand Invoice Financing

July 09, 2026
French embedded invoice financing platform Aria has raised $283 million, much of it in debt. The company on Thursday (July 9) announced it had raised $8 million in a Series A extension and launched a $275 million debt facility to scale its capacity. Aria says the new financing comes amid a “late payments crisis” in Europe. “No […]

Borrower Credit Scores Plunge Following Student Loan Delinquencies

May 25, 2025
Millions of borrowers have reportedly seen their credit scores plummet because of delinquent student loans. Credit scores fell by more than 100 points for 2.2 million delinquent student loan borrowers,...

EarnIn Debuts Early Pay For Faster Paycheck Access

March 18, 2025
EarnIn has debuted a product that lets users access their paychecks two days early. Early Pay, announced by the earned wage access (EWA) provider Tuesday (March 18), lets customers get...

Late Car Payments Hit Highest Rate in More Than 30 Years

March 06, 2025
American consumers are missing monthly car payments at the highest rate since 1994. The share of subprime auto borrowers who were at least 60 days delinquent on their payments climbed...