TD Bank is offering cardholders a way to use rewards points when shopping with Amazon. The bank announced Wednesday (Nov. 19) that it now offers Amazon Shop with Points in the U.S. for TD credit cardholders, letting customers redeem their points instantly at checkout on Amazon.com, to turn purchases...
Credit has become the cushion many consumers need to handle daily expenses and unexpected costs. For some, a credit card is a budgeting tool, for others a lifeline when cash runs short. According to “Credit Limits: Understanding Requests, Denials and the Consumer Experience,” a PYMNTS...
Visa and Mastercard have announced an updated settlement in a 20-year legal battle with merchants. The agreement, which still requires approval from the Eastern District Court of New York, was announced by the two payments companies Monday (Nov. 10). If approved, the settlement would mark...
Visa and Mastercard’s 20-year legal battle over interchange fees is reportedly winding down. The two payment giants are close to a settlement with merchants that will reduce the fees stores pay and give them more freedom to reject certain cards, The Wall Street Journal (WSJ)...
For many consumers, smart credit use is more than convenience, it’s a way to unlock financial opportunity. As shown in “Consumer Credit Economy: Strategy vs. Spontaneity — Navigating the Great Credit Divide,” a joint effort between PYMNTS Intelligence and i2c, building or improving a credit...
While card issuers prioritize broad product offerings or aggressive marketing, the truly best-in-class performance in the payments sector hinges on a commitment to speed and security in customer experience and operational choices. The “Customer Metrics Define the Anatomy of Excellence for Card Issuing” data book, via...
Credit card issuers have spent decades refining the science of credit scoring. But the latest research from PYMNTS Intelligence and Elan Credit Card suggests that the real risk to issuers may lie not in lending decisions themselves — but in how those decisions are explained....
For millions of Americans trying to balance budgets, credit remains a financial lifeline and a psychological minefield. But even for those who appear to have financial security, managing revolving balances, rate hikes and everyday spending continues to test household resilience. PYMNTS Intelligence’s “Consumer Credit Economy:...
Working capital is no longer just a buffer for struggling firms. It’s becoming a growth engine for forward-thinking and strategic finance teams. And according to findings from the 2025/2026 Growth Corporates Working Capital Index, a Visa report in collaboration with PYMNTS Intelligence, commercial cards are becoming one of its most...