JPMorgan Chase’s fourth-quarter 2025 earnings results, released before the market opened Tuesday (Jan. 13), reflect a bank preparing to spend more through 2026, with technology,...
For millions of individuals in the U.S., exclusion from credit markets has less to do with repayment risk than with how creditworthiness has traditionally been...
When small- to medium-sized businesses (SMBs) fail, the postmortem can often fixate on a single cause. With corporate bankruptcies, including those for SMBs, hitting a...
President Donald Trump has called for a one-year, 10% cap on credit card interest rates. “Please be informed that we will no longer let the...
The new year has dawned with consumers in the United States navigating a cooling labor market, elevated borrowing costs and persistent inflation expectations. However, a...
On the eve of the COVID-19 pandemic, large banks were jolted by the sudden rise of a new credit alternative. That 2019, buy now, pay...
Since 2010, auto loans have gone from being the safest credit products to the riskiest. VantageScore Chief Economist Rikard Bandebo discussed the country’s record-high auto...
For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. That is the...