credit

Propel Secures $150 Million for FreshLine Consumer Credit Product
Propel Secures $150 Million for FreshLine Consumer Credit Product
March 10, 2026  |  Alternative Credit

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. The Toronto-based company also received a $150...

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Private Credit’s Gold Rush Draws Regulators and Bank Warnings
Private Credit’s Gold Rush Draws Regulators and Bank Warnings
March 05, 2026  |  Loans

Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are...

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As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
As Credit Demand Accelerates, Issuers Face an Infrastructure Reset
March 03, 2026  |  Payments Innovation

Consumer credit is entering a new phase—one shaped by rising demand for flexibility, personalization and real-time control. As installment plans and hybrid repayment models become...

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Planned Purchases Rise as Financial Stress Eases, Study Finds
Planned Purchases Rise as Financial Stress Eases, Study Finds
February 23, 2026  |  Consumer Finance

Many Americans are turning themselves down for credit before a lender ever does. That is the through line of “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the...

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TransUnion Reports Subprime Borrowers Drive Lending Surge
TransUnion Reports Subprime Borrowers Drive Lending Surge
February 19, 2026  |  Loans

Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Unsecured personal loan originations...

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Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
February 12, 2026  |  SMBs

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...

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Credit Data Shows Spending Discipline as Card Balances Rise
Credit Data Shows Spending Discipline as Card Balances Rise
February 06, 2026  |  Consumer Finance

The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...

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AmEx Debuts Flexible Payments for Small Businesses
AmEx Debuts Flexible Payments for Small Businesses
February 05, 2026  |  Credit Cards

American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. The new offering, announced in a Thursday (Feb. 5) news release emailed to...

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Equifax Says AI Tools Help Drive New Product Innovation to Record High
Equifax Says AI Tools Help Drive New Product Innovation to Record High
February 04, 2026  |  Earnings

Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday...

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