credit

Merchants Face Smarter Shoppers Who Know Which Payment Button to Press

Merchants Face Smarter Shoppers Who Know Which Payment Button to Press
Merchants Face Smarter Shoppers Who Know Which Payment Button to Press
March 17, 2026  |  BNPL

Consumers are becoming far more deliberate about how they use Pay Later tools, assigning each payment option a specific role in managing their finances. The...

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Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
March 16, 2026  |  Economy

The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...

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Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
March 16, 2026  |  Consumer Finance

Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Karen Webster didn’t send Clive Kinross the questions ahead of time. So when she asked him, point-blank,...

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53% of Consumers Use Credit for Planned Purchases
53% of Consumers Use Credit for Planned Purchases
March 16, 2026  |  Credit Cards

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...

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Experian Simplifies Credit Scores for UK ChatGPT Users
Experian Simplifies Credit Scores for UK ChatGPT Users
March 13, 2026  |  Artificial Intelligence

ChatGPT users in the United Kingdom can now learn about credit scores with insights from Experian data. This experience is enabled by the new Experian...

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JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
March 11, 2026  |  Loans

JPMorgan marked down the value of loans to software companies in the portfolios of private credit lenders, the Financial Times reported Tuesday (March 10), citing...

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The Next Battle in Credit Won’t Be for Top of Wallet
The Next Battle in Credit Won’t Be for Top of Wallet
March 11, 2026  |  Credit Cards

The credit industry has spent decades competing for something consumers were never actually optimizing for. Top of wallet. Issuers built elaborate rewards architectures to win...

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Propel Secures $150 Million for FreshLine Consumer Credit Product
Propel Secures $150 Million for FreshLine Consumer Credit Product
March 10, 2026  |  Alternative Credit

FinTech Propel Holdings debuted FreshLine, an unsecured personal line-of-credit offering, according to a Tuesday (March 10) press release. The Toronto-based company also received a $150...

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