credit

i2c: Banks Can Delegate Decisions but Can’t Outsource Accountability
i2c: Banks Can Delegate Decisions but Can’t Outsource Accountability
October 29, 2026  |  Banking

Watch more: What’s Next in Payments With Matt Pearce of i2c The last decision a bank hands to a machine will likely be one that...

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OppFi Revenue Dips 3.8% Amid Muted Borrower Sentiment
OppFi Revenue Dips 3.8% Amid Muted Borrower Sentiment
October 28, 2026  |  Personal Loans

OppFi is focusing on flexible credit, tech upgrades and its banking ambitions amid persistent inflation and cooling consumer sentiment. The digital lending platform touted these...

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Businesses Stack Working Capital as Bank Credit Tightens
Businesses Stack Working Capital as Bank Credit Tightens
October 28, 2026  |  Working Capital

Businesses are using several forms of working capital to pay bills that previously could have been covered by customer receipts arriving earlier. Bank credit lines,...

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Commercial Lending Moves Toward Continuous Underwriting
Commercial Lending Moves Toward Continuous Underwriting
October 27, 2026  |  Loans

A commercial borrower’s finances keep changing after a loan is approved, as invoices are collected, inventory is purchased and payroll comes due. Continuous underwriting brings...

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SoFi Reaches 17.1 Million Members
SoFi Reaches 17.1 Million Members
October 27, 2026  |  Banking

SoFi’s financial services business is gaining momentum even as interest rates move in a direction the company didn’t anticipate, according to the company’s third-quarter earnings...

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Mastercard and MrBeast Team Up on Cards for Creators
Mastercard and MrBeast Team Up on Cards for Creators
October 26, 2026  |  Partnerships

Mastercard has launched a creator-focused partnership with YouTube superstar MrBeast. This effort will see Mastercard and MrBeast’s Beast Industries collaborate on new consumer and creator...

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Subprime Consumers Keep Paying Cards Despite Budget Pressure
Subprime Consumers Keep Paying Cards Despite Budget Pressure
October 26, 2026  |  Consumer Insights

Subprime consumers continue paying their credit cards even as many struggle to cover everyday bills. PYMNTS Intelligence’s May report, “Who Is the Subprime Consumer? A...

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Revolut Launches UK Personal Loans Up to £25,000
Revolut Launches UK Personal Loans Up to £25,000
October 26, 2026  |  Personal Loans

FinTech Revolut debuted its first credit product since becoming a licensed United Kingdom bank, according to a Monday (Oct. 26) press release provided to PYMNTS....

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Parents Split on What Makes Buy Now, Pay Later Options Attractive
Parents Split on What Makes Buy Now, Pay Later Options Attractive
October 26, 2026  |  BNPL

Pay later providers competing on monthly payment size, total cost and interest-free terms face different definitions of an attractive offer — even among households with...

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