credit

LSEG Pays $3.5 Billion to Feed Wall Street’s AI
LSEG Pays $3.5 Billion to Feed Wall Street’s AI
October 23, 2026  |  Artificial Intelligence

Artificial intelligence is reducing the time and cost of financial research, but the data behind that research is becoming more valuable. Two investments announced Thursday...

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AI Shifts Underwriting From the Person to the Purchase
AI Shifts Underwriting From the Person to the Purchase
October 23, 2026  |  Loans

The credit score has a strange blind spot. It knows a lot about the borrower and almost nothing about what the borrower is about to...

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Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers
Credit Card Delinquencies Creep Up to 2.6% Among Major Issuers
October 22, 2026  |  Credit Cards

Credit card delinquencies crept up in September, while net charge-offs declined, according to the latest edition of Seeking Alpha’s Credit Pulse, released Thursday (Oct. 22). This...

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Equifax Data Shows Mortgage Volume Slump While Consumer Financial Health Stays Strong
Equifax Data Shows Mortgage Volume Slump While Consumer Financial Health Stays Strong
October 20, 2026  |  Earnings

The U.S. mortgage market has “weakened meaningfully” since July, though the rest of the U.S. market remains as healthy as it was, Equifax Chief Financial...

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Why Insured Workers Still Skip Healthcare
Why Insured Workers Still Skip Healthcare
October 19, 2026  |  Healthcare

Employers know exactly what their health plan costs. What they usually don’t know is what it costs them when an employee needs care and doesn’t...

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Growing FinTechs Gain Leverage Over Their Banking Partners
Growing FinTechs Gain Leverage Over Their Banking Partners
October 16, 2026  |  Banking

As FinTechs scale, they bring banks more deposits, loans, transactions and fees while gaining more choice over which institutions provide the funding and infrastructure behind...

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Equifax Equips Lenders With Mastercard Open Finance Insights
Equifax Equips Lenders With Mastercard Open Finance Insights
October 16, 2026  |  Consumer Finance

Equifax now offers consumer-permissioned financial insights enabled via Mastercard Open Finance alongside the Equifax consumer credit file, the company said in a Friday (Oct. 16)...

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Small Business Lending Looks Beyond Credit Scores to Everyday Business Data
Small Business Lending Looks Beyond Credit Scores to Everyday Business Data
October 14, 2026  |  SMBs

A small business can have a warehouse full of merchandise, a growing order book and packages moving toward customers, and still struggle to qualify for...

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Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
Billing Friction Puts $12.3 Billion in Auto-Loan Payments at Risk
October 13, 2026  |  Loans

Auto lenders are entering a period in which collections performance will depend on more than identifying borrowers who are falling behind. They also must account...

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