credit

Memorial Day Sales Test the Selective Consumer

Memorial Day Sales Test the Selective Consumer
Memorial Day Sales Test the Selective Consumer
May 26, 2026  |  Consumer Finance

It’s a solemn holiday. But within commerce, Memorial Day weekend has long served as a period when inboxes fill with discount codes, storefront banners multiply...

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Executives See Speed, Trust and Data Reshaping Payments in 2026
Executives See Speed, Trust and Data Reshaping Payments in 2026
May 25, 2026  |  Payments Innovation

The first half of the year has been full of big themes, but the sharpest insights often came in the clearest sentences. Get the Full...

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Banks Risk Missing the Subprime Consumer Comeback Story
Banks Risk Missing the Subprime Consumer Comeback Story
May 22, 2026  |  Consumer Finance

Subprime consumers are navigating the credit markets through a mix of installments, informal borrowing and carefully managed payment behavior that traditional scoring models do not...

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UK Makes Digitally-Focused Updates to Decades-Old Credit Law
UK Makes Digitally-Focused Updates to Decades-Old Credit Law
May 19, 2026  |  Legal & Regulation

Regulators in the United Kingdom said in a Monday (May 18) news release that they are ready to update the country’s 52-year-old Consumer Credit Act....

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Banks Face New Gen Z Credit Test as BNPL Use Spreads
Banks Face New Gen Z Credit Test as BNPL Use Spreads
May 19, 2026  |  BNPL

Generation Z now holds the lowest average credit score of any generation, 676 according to FICO, down three points in one year. Get the Full...

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Demand for Always-On Commerce Strains Legacy Credit Platforms
Demand for Always-On Commerce Strains Legacy Credit Platforms
May 19, 2026  |  Artificial Intelligence

Change is endemic to payments. But that doesn’t mean legacy environments can always keep up. Get the Full Story Complete the form to unlock this...

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Issuers Chase Top of Wallet Through Better Apps
Issuers Chase Top of Wallet Through Better Apps
May 14, 2026  |  Credit Cards

As credit card spending remains resilient across many consumer segments, issuers are confronting a more nuanced contest over where that spending ultimately lands: not simply...

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Citi Rebuilds Cards Around Affluent Customers and AI
Citi Rebuilds Cards Around Affluent Customers and AI
May 07, 2026  |  Banking

Citi held its Investor Day on Thursday (May 7). Executives laid out a technology-driven growth strategy built on artificial intelligence (AI). Citi is moving AI...

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