credit

Private Credit’s New Power Shift: From Making Loans to Funding Them
Private Credit’s New Power Shift: From Making Loans to Funding Them
March 23, 2026  |  Loans

Private credit is entering a phase where funding access depends on how loans are financed after origination. Market signals show capital flowing to structured credit...

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PicPay Revenues Jump 85% as Financial Services Portfolio Expands
PicPay Revenues Jump 85% as Financial Services Portfolio Expands
March 19, 2026  |  Digital Payments

PicPay, the Brazilian digital payments firm, is increasingly leaning on artificial intelligence to manage its rapid scale.  The Brazilian digital payment firm discussed this effort...

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Merchants Face Smarter Shoppers Who Know Which Payment Button to Press
Merchants Face Smarter Shoppers Who Know Which Payment Button to Press
March 17, 2026  |  BNPL

Consumers are becoming far more deliberate about how they use Pay Later tools, assigning each payment option a specific role in managing their finances. The...

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Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
Credit Applications Hit 3-Year Peak as Banks Slash Rejection Rates, NY Fed Says
March 16, 2026  |  Economy

The share of consumers who applied for credit products reached the highest level in over three years in February, according to the Federal Reserve Bank...

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Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
Propel Holdings Bets AI Can Replace FICO for the 40% of Americans Banks Won’t Serve
March 16, 2026  |  Consumer Finance

Watch more: Monday Conversation With Propel Holdings’ Clive Kinross Karen Webster didn’t send Clive Kinross the questions ahead of time. So when she asked him, point-blank,...

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53% of Consumers Use Credit for Planned Purchases
53% of Consumers Use Credit for Planned Purchases
March 16, 2026  |  Credit Cards

A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...

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Experian Simplifies Credit Scores for UK ChatGPT Users
Experian Simplifies Credit Scores for UK ChatGPT Users
March 13, 2026  |  Artificial Intelligence

ChatGPT users in the United Kingdom can now learn about credit scores with insights from Experian data. This experience is enabled by the new Experian...

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JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
JPMorgan Marks Down Software Loans Amid Fears of AI Disruption
March 11, 2026  |  Loans

JPMorgan marked down the value of loans to software companies in the portfolios of private credit lenders, the Financial Times reported Tuesday (March 10), citing...

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The Next Battle in Credit Won’t Be for Top of Wallet
The Next Battle in Credit Won’t Be for Top of Wallet
March 11, 2026  |  Credit Cards

The credit industry has spent decades competing for something consumers were never actually optimizing for. Top of wallet. Issuers built elaborate rewards architectures to win...

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