Private credit has evolved from a niche financing tool to a fixture of modern capital markets, and as it expands, banks, regulators and investors are...
Consumer credit is entering a new phase—one shaped by rising demand for flexibility, personalization and real-time control. As installment plans and hybrid repayment models become...
Many Americans are turning themselves down for credit before a lender ever does. That is the through line of “Consumer Credit Economy: Strategy vs. Spontaneity—Navigating the...
Subprime borrowers drove unsecured personal loan originations and balances to record highs, TransUnion said in a Thursday (Feb. 19) press release. Unsecured personal loan originations...
A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...
The Federal Reserve’s latest consumer credit data points to a familiar seasonal pattern, with revolving balances moving higher as households navigated year-end expenses and holiday...
American Express (AmEx) has debuted its Flexible Payment Option (FPO) for small businesses. The new offering, announced in a Thursday (Feb. 5) news release emailed to...
Equifax used its cloud and artificial intelligence resources to help drive innovation and efficiencies across its operations in 2025, Equifax CEO Mark Begor said Wednesday...