Watch more: Need to Know: Thredd’s Jim McCarthy There’s new urgency for banks to innovate as consumers embrace flexible repayment options and new digital channels....
Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in...
Overall consumer credit growth slowed in October, but the headline number masks a trend: households are shifting toward revolving credit as they manage day-to-day liquidity...
Socure acquired Qlarifi to establish what it called “the industry’s first unified identity, anti-fraud and BNPL credit infrastructure.” The combination brings together Socure’s artificial intelligence-first...
Mastercard unveiled Mastercard Credit Intelligence, a new suite of solutions that uses network signals and permissioned data to help lenders make faster credit decisions, according...
Private credit, representing lending by nonbank entities to companies, has in recent years come to rival traditional bank lending in size and influence. According to...
Thanksgiving invites a pause, a chance to acknowledge progress in a year that has been unpredictable for consumers and businesses. Across the payments, banking and...
FICO and Plaid launched a credit score that uses real-time cash flow data. The new score, an update of FICO’s (Fair Isaac Corp.) UltraFICO Score,...