data

Data are individual units of information. A datum describes a single quality or quantity of some object or phenomenon. In analytical processes, data are represented by variables. Although the terms "data", "information" and "knowledge" are often used interchangeably, each of these terms has a distinct meaning.

(source: en.wikipedia.org)

42% of Consumers Say ‘Verify Me’ Whenever They Pay for Goods and Services
42% of Consumers Say ‘Verify Me’ Whenever They Pay for Goods and Services
May 02, 2023  |  Security & Fraud

Security is top-of-mind for consumers as data breaches swirl across the headlines. To that end, as found in the report “Consumer Behaviors and Perceived Security...

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Healthcare Advances Will be Powered by Human-Trained AI
Healthcare Advances Will be Powered by Human-Trained AI
May 01, 2023  |  Artificial Intelligence

The future-fit capabilities of artificial intelligence (AI) hold a particularly exciting value proposition for healthcare. Modern, AI-assisted processes across biomedical research, cancer screening, product development...

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Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
Alt Credit Models and Platforms Improve Financial Inclusion for Credit Marginalized Consumers
April 27, 2023  |  Financial Inclusion

The traditional ways and means of scoring credit risk — and extending credit — are leaving significant swaths of consumers disenfranchised. And it’s the emergence...

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Data Helps Banks Monetize Item Level Receipt Data and Become Top of Wallet
Data Helps Banks Monetize Item Level Receipt Data and Become Top of Wallet
April 27, 2023  |  Opinion

PYMNTS asked business leaders for their take on how to plan for the rest of 2023, and what they are telling their teams to focus...

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Credit Unions Turn SVB Banking Crisis Into Master Class on Trust
Credit Unions Turn SVB Banking Crisis Into Master Class on Trust
April 18, 2023  |  Credit Unions

For credit unions, trust has been the glue binding financial institutions and their financial services together. But as Brian Scott, chief growth officer at PSCU,...

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Open Banking Helps Fast Track AI-Driven Lending, Says Nucleus Finance CEO
Open Banking Helps Fast Track AI-Driven Lending, Says Nucleus Finance CEO
April 18, 2023  |  Artificial Intelligence

When it comes to artificial intelligence (AI)-driven credit decision-making, Chirag Shah, founder and CEO at U.K. FinTech lender Nucleus Commercial Finance, is of the view...

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AI Helps Banks and Merchants Fill Digital Payments Risk Management Gap
AI Helps Banks and Merchants Fill Digital Payments Risk Management Gap
April 13, 2023  |  Artificial Intelligence

Digital commerce has a data problem. Jeff Hallenbeck, head of financial partnerships at Forter, told PYMNTS that “data droughts” exist between issuers, payment service providers...

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Healthcare Industry Could Be Generative AI’s Biggest Proving Ground 
Healthcare Industry Could Be Generative AI’s Biggest Proving Ground 
April 10, 2023  |  Healthcare

Nowhere are innovative breakthroughs more impactful and life-changing than in healthcare and medicine. At the same time as certain technology leaders are calling for a pause on...

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Togal.AI CEO: AI Can Solve for 75% of Construction Frictions
Togal.AI CEO: AI Can Solve for 75% of Construction Frictions
April 10, 2023  |  B2B Payments

Moore’s law is getting an artificial intelligence (AI) makeover. This, as rather than the pace of technology doubling every two years, as posited in 1965...

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