debit

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready

Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
Millennials’ Payments Playbook: Cards at the Core, Digital Options at the Ready
June 19, 2026  |  Payment Methods

Millennials are moving through their prime earning, spending and household-forming years with unusual economic weight. More than 74 million strong, millennials already account for nearly...

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Memorial Day Sales Test the Selective Consumer
Memorial Day Sales Test the Selective Consumer
May 26, 2026  |  Consumer Finance

It’s a solemn holiday. But within commerce, Memorial Day weekend has long served as a period when inboxes fill with discount codes, storefront banners multiply...

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The Next Battle in Credit Won’t Be for Top of Wallet
The Next Battle in Credit Won’t Be for Top of Wallet
March 11, 2026  |  Credit Cards

The credit industry has spent decades competing for something consumers were never actually optimizing for. Top of wallet. Issuers built elaborate rewards architectures to win...

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Nearly Half of Digital Bank Customers Prefer Digital Wallets
Nearly Half of Digital Bank Customers Prefer Digital Wallets
February 18, 2026  |  Mobile

Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it...

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JPMorgan’s Dimon Bets on Tech and AI as Apple Card Buildout Begins
JPMorgan’s Dimon Bets on Tech and AI as Apple Card Buildout Begins
January 13, 2026  |  Earnings

JPMorgan Chase’s fourth-quarter 2025 earnings results, released before the market opened Tuesday (Jan. 13), reflect a bank preparing to spend more through 2026, with technology,...

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Average Value of Card-Not-Present Debit Transactions Dips, Fed Says
Average Value of Card-Not-Present Debit Transactions Dips, Fed Says
December 23, 2025  |  eCommerce

Consumers continue to spend more on their debit cards, although the rate of growth has slowed. Total debit card transaction volume and value both grew...

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Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
December 22, 2025  |  Loyalty & Rewards

For years, loyalty followed credit, but new data shows that rewards are now chasing spending habits shaped by caution rather than leverage. That is the...

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Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
Credit Is Being Rewritten and Banks Are Running Out of Time, Says Thredd CEO
December 16, 2025  |  Payment Methods

Watch more: Need to Know: Thredd’s Jim McCarthy There’s new urgency for banks to innovate as consumers embrace flexible repayment options and new digital channels....

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