paycheck to paycheck

Consumer Confidence Bruised by Economic Realities

Consumer Confidence Bruised by Economic Realities
Consumer Confidence Bruised by Economic Realities
November 29, 2022  |  Economy

The twin specters of inflation and rising interest rates continue to spook consumer confidence. After losing ground in October, U.S. consumer confidence is doing even...

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24% of Banks Plan to Offer Businesses Early Wage Access Programs 
24% of Banks Plan to Offer Businesses Early Wage Access Programs 
November 29, 2022  |  Real-Time Payments

Companies are looking for ways to attract and retain employees and are finding that early wage access is an offering that will help them do...

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Grocers Woo Holiday Shoppers With Targeted Discounts
Grocers Woo Holiday Shoppers With Targeted Discounts
November 28, 2022  |  Retail

Grocers looking to boost holiday sales would do well to offer seasonal deals. By the Numbers Research from PYMNTS’ recent study “New Reality Check: The...

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Crimped Consumers Tap Their Inner Pilgrim to Fight Inflation
Crimped Consumers Tap Their Inner Pilgrim to Fight Inflation
November 24, 2022  |  Economy

The bird’s likely a bit smaller. The pies, store bought. The sides? Maybe potluck — and your aunt’s trial-and-error adventures in cranberry sauce are known for being both an...

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D2C Coffee Brands Use BNPL as Upsell Tool to Drive Premium Purchases
D2C Coffee Brands Use BNPL as Upsell Tool to Drive Premium Purchases
November 22, 2022  |  Retail

With the growth of direct-to-consumer (D2C) options enabling coffee drinkers to access increasingly niche, increasingly boutique products, prices have been rising for higher-end brands and...

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Grocery Stores Will Be the Big Winners This Holiday Season
Grocery Stores Will Be the Big Winners This Holiday Season
November 21, 2022  |  Retail

Special foods and overeating may be synonymous with the holidays, but this year, PYMNTS research shows, the additional cost of groceries alongside an increase in...

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Holiday Spending out of Reach for Millions of Households This Year
Holiday Spending out of Reach for Millions of Households This Year
November 21, 2022  |  Economy

Visions of sugarplums could be the only thing millions of Americans can count on getting during the 2022 holidays, as new PYMNTS data has uncovered...

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40% of Paycheck-to-Paycheck Consumers Will Use Financing to Make Holiday Happen
40% of Paycheck-to-Paycheck Consumers Will Use Financing to Make Holiday Happen
November 17, 2022  |  Consumer Finance

With 15 million consumers — close to 6% of the United States population — sitting out holiday gift buying this year, roughly 40% will use...

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