paycheck to paycheck

Retailers Adjust Strategies to Meet Financially Strained Consumers’ Needs

Retailers Adjust Strategies to Meet Financially Strained Consumers’ Needs
Retailers Adjust Strategies to Meet Financially Strained Consumers’ Needs
January 19, 2025  |  Retail

With ongoing financial strain causing many consumers to live paycheck to paycheck, retailers are adjusting strategies to cater to cost-conscious shoppers. As inflation pressures persist...

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CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
January 14, 2025  |  BNPL

The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing...

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57% of Consumers Received Financial Advice in 2023
57% of Consumers Received Financial Advice in 2023
January 13, 2025  |  Consumer Insights

Rising inflation and stagnant incomes are forcing many Americans to reconsider their financial stability, prompting a surge in demand for personal finance advice. Economic headwinds...

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As Hiring Stalls, Will Consumers Pull Back on Spending?
As Hiring Stalls, Will Consumers Pull Back on Spending?
January 07, 2025  |  Economy

Job openings were up in November, but so were layoffs, and the pace of quitting fell too … all of which, for November’s government data,...

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The Year in Data: PYMNTS Intelligence Decodes 2024’s Biggest Trends
The Year in Data: PYMNTS Intelligence Decodes 2024’s Biggest Trends
December 24, 2024  |  Markets

It’s no secret that 2024 was a year of important developments in the financial services industry, and PYMNTS Intelligence was at the forefront of tracking...

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Consumer Sentiment Reaches Highest Point Since April as Economy Improves
Consumer Sentiment Reaches Highest Point Since April as Economy Improves
December 20, 2024  |  Economy

Consumer sentiment rose in December, reaching the highest point since April but remaining below its pre-pandemic level. Get the Full Story Complete the form to...

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November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
November Issuer Data Extends Trend of Rising Credit Card Charge-Offs
December 17, 2024  |  Consumer Finance

Securities and Exchange Commission (SEC) filings from several card issuers offer up a mixed portrait of the U.S. consumer in November. Get the Full Story...

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Retailers Rewrite Playbooks as Consumers Tighten Budgets, Shift Spending
Retailers Rewrite Playbooks as Consumers Tighten Budgets, Shift Spending
December 17, 2024  |  Consumer Insights

Retailers across the U.S. are confronting a new era of cautious spending as consumers tighten their belts in response to ongoing economic pressure. Inflation, rising...

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