paycheck to paycheck

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’

Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
June 10, 2025  |  Consumer Finance

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story...

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High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
June 05, 2025  |  Retail

The big trade down is on. Dollar General, long synonymous with serving America’s most budget-conscious consumers, is seeing a marked shift in its customer base....

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Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
May 30, 2025  |  BNPL

Earlier this year, PYMNTS Intelligence detailed the ways in which pay later plans — and buy now, pay later (BNPL) offerings in particular — have...

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America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
America’s Second Shift: Why Side Hustles Are Now a Financial Lifeline
May 14, 2025  |  Gig Economy

The 9-to-5 workday is going the way of the door-to-door salesman. So is the definition of “work.” Get the Full Story Complete the form to...

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Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
Two in Three Consumers Cut Back on Convenience Services Over Cost Concerns
May 05, 2025  |  Consumer Insights

Amid persistent financial pressures impacting a majority of U.S. households, the decision to spend on time-saving convenience services is increasingly subject to a stringent financial...

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Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
Two-Thirds of Consumers Check Interest Rates When Choosing a Bank
April 25, 2025  |  Banking

How do consumers calculate interest rates as part of their financial planning? A PYMNTS Intelligence study, titled “How Financial Lifestyle Impacts Consumer Perception of High...

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Consumers Draw New Spending Lines as Tariff Threats Loom
Consumers Draw New Spending Lines as Tariff Threats Loom
April 15, 2025  |  Consumer Insights

As seen in current events such as LVMH’s lackluster revenue picture announced Monday (April 14), which showed a decided pullback in luxury spending due to...

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Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
Paycheck-to-Paycheck High Earners Could Seek Relief in Credit Card Installments
April 02, 2025  |  Consumer Insights

Flexibility is the best weapon against uncertainty, especially during times of economic uncertainty. We pivot in the face of inflation, adjust our discretionary spending, trade...

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