paycheck to paycheck

The Cautious Consumer May Be Retail’s Most Valuable Customer

The Cautious Consumer May Be Retail’s Most Valuable Customer
The Cautious Consumer May Be Retail’s Most Valuable Customer
June 01, 2026  |  Consumer Insights

For merchants, the most important consumer in 2026 may be the shopper who still says yes, but rarely says yes quickly. Get the Full Story...

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New Branch CFO Say IPO Is a Discipline Not a Destination
New Branch CFO Say IPO Is a Discipline Not a Destination
March 02, 2026  |  Payroll

Watch more: Monday Conversation With Branch’s Matt Peterson Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

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Households Navigate Higher Costs With Smarter Spending
Households Navigate Higher Costs With Smarter Spending
February 12, 2026  |  Economy

The consumer in the United States is no longer one market. It’s two. And corporate earnings calls are increasingly where the split shows up first....

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Pay Flexibility Rises as More Workers Earn Variable Income
Pay Flexibility Rises as More Workers Earn Variable Income
February 04, 2026  |  Gig Economy

As inflation, layoffs and uneven wage growth continue to strain household budgets, millions of Americans living paycheck to paycheck are relying on side hustles and...

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Financial Stress Drives a 17-Point Jump in Digital Wallet Use
Financial Stress Drives a 17-Point Jump in Digital Wallet Use
January 22, 2026  |  Consumer Insights

Online retail is becoming a pressure valve for stressed U.S. households, and the evidence is showing up in how they pay at checkout. Get the...

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Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
Study Finds Most Paycheck-to-Paycheck Households Expect Tariffs to Worsen Financial Strain
January 20, 2026  |  Consumer Finance

The latest round of tariff threats tied to global trade tensions, lobbed this weekend over Greenland, arrives at a moment when millions of U.S. households...

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Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
Data Highlights the Divide Between ‘Choice’ and ‘No Choice’ for Paycheck-to-Paycheck Consumers
December 31, 2025  |  Consumer Finance

For much of the past decade, “living paycheck to paycheck” has functioned as shorthand for low wages. PYMNTS Intelligence’s research this year suggests something more...

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Gen Z Redefines Work as Flexible Pay Gains Ground
Gen Z Redefines Work as Flexible Pay Gains Ground
November 25, 2025  |  Gig Economy

With inflation and changing government policies prompting widespread uncertainty, 6 in 10 American workers are facing pocketbook challenges while lacking the steadiness and predictability of...

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