paycheck to paycheck

Budget Tools Have a New Fan Club: Gen Z

Budget Tools Have a New Fan Club: Gen Z
Budget Tools Have a New Fan Club: Gen Z
July 11, 2025  |  financial apps

The financial landscape for American consumers is a challenging one, with a record 68.4% living paycheck to paycheck as of May, and nearly a quarter...

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Discounts Lure High-Income Customers to Dollar Stores
Discounts Lure High-Income Customers to Dollar Stores
July 02, 2025  |  Retail

Higher income consumers in the United States are crowding the aisles at dollar stores, moved to seek discounts in the paycheck-to-paycheck economy. Get the Full...

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US Consumers Funnel Side Hustle Cash Directly Into Paying Bills
US Consumers Funnel Side Hustle Cash Directly Into Paying Bills
June 19, 2025  |  Consumer Insights

Traditional 9-to-5 employment, and the bi-weekly paycheck, is no longer sufficient for a significant portion of the U.S. population, leading many to pursue alternative income...

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Financial Anxiety Spurs Demand for Consumer Budgeting Apps
Financial Anxiety Spurs Demand for Consumer Budgeting Apps
June 17, 2025  |  Personal Finance

Most Americans know the pain of having their earnings hit their bank account each month, only to fly immediately out the door for a mortgage...

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Only 40% of US Consumers Plan Their Next Financial Move
Only 40% of US Consumers Plan Their Next Financial Move
June 16, 2025  |  Consumer Insights

A fundamental shift in consumer financial behavior is redefining the landscape for banking institutions, revealing that even high income doesn’t guarantee proactive money management when...

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Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
Citigroup Increases Loan Loss Provisions Due to ‘Macro Environment’
June 10, 2025  |  Consumer Finance

Citigroup is reportedly preparing for a possible decline in consumer financial health by putting aside more provisions for potential losses on loans. Get the Full Story...

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High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
High-Income Americans Go Bargain Hunting and Shake Up Retail’s Royalty
June 05, 2025  |  Retail

The big trade down is on. Dollar General, long synonymous with serving America’s most budget-conscious consumers, is seeing a marked shift in its customer base....

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Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
Fed, PYMNTS Reports Highlight How Financially Strained Consumers Use BNPL
May 30, 2025  |  Buy Now Pay Later

Earlier this year, PYMNTS Intelligence detailed the ways in which pay later plans — and buy now, pay later (BNPL) offerings in particular — have...

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