paycheck-to-paycheck

1 in 5 Paycheck-to-Paycheck Consumers Use Credit to Cope With Unexpected Financial Difficulties
1 in 5 Paycheck-to-Paycheck Consumers Use Credit to Cope With Unexpected Financial Difficulties
October 19, 2023  |  Personal Finance

Living paycheck to paycheck is a financial reality for many Americans, a trend that PYMNTS has tracked for some time. According to a recent report...

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Fed’s Credit Data Shows Puts and Takes, but Loading Up on the Cards Continues 
Fed’s Credit Data Shows Puts and Takes, but Loading Up on the Cards Continues 
October 09, 2023  |  Economy

Individuals and households are paying down at least some of their debt — bringing the “headline” consumer credit number down a bit. But the devil’s...

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60% of Cash-Strapped Consumers Still Splurge on Nonessentials
60% of Cash-Strapped Consumers Still Splurge on Nonessentials
October 06, 2023  |  Consumer Finance

In today’s consumer-driven society, it is not uncommon for individuals, even those living paycheck to paycheck and struggling to pay bills, to indulge in occasional...

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Consumer Strength Challenged as Spending Drops
Consumer Strength Challenged as Spending Drops
October 01, 2023  |  Consumer Insights

Times are tough for the American consumer, even without new student loan payments. A report Saturday (Sept. 30) by Bloomberg News catalogs the various ills: High gas...

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Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
Trade-Offs and Trade-Downs May Be Keys to Getting the Holiday Shopping Done
September 27, 2023  |  Consumer Finance

With October just about to dawn, many stores are already prodding consumers to think about the holiday shopping season, where December looms as a make-or-break...

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Holiday Season Creates Financial Stress for Two-Thirds of US Consumers
Holiday Season Creates Financial Stress for Two-Thirds of US Consumers
September 27, 2023  |  Consumer Finance

Living paycheck to paycheck continues to be the predominant financial lifestyle in the United States, even as inflation has slowed. As of August 2023, 60%...

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From Managing Cash to Improving Credit, BNPL Helps Consumers Balance Payment Needs
From Managing Cash to Improving Credit, BNPL Helps Consumers Balance Payment Needs
September 26, 2023  |  Buy Now Pay Later

From affluent consumers to Gen Zs and baby boomers, buy now, pay later (BNPL) continues to gain popularity across markets, enabling consumers across all ages and income levels to acquire...

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Groupon Exec Simon Goodall Named CEO of Caribou Financial
Groupon Exec Simon Goodall Named CEO of Caribou Financial
September 25, 2023  |  Personnel

Caribou Financial has a new CEO, one focused on expanding the lender’s auto loan refinancing presence. “It’s a pretty simple business and it’s just a...

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Amex Card Delinquencies Creep Up but Remain Below Pre-COVID Levels
Amex Card Delinquencies Creep Up but Remain Below Pre-COVID Levels
September 17, 2023  |  Consumer Finance

American Express says its credit card delinquency rates remain below pre-pandemic levels. As the company said in a Securities and Exchange Commission (SEC) filing Friday (Sept. 15)...

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