Sections
payments data
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B2B PaymentsOpen Banking Targets SMB Apps, Payments Data
Open Banking frameworks continue to proliferate throughout the world. The Australian Competition and Consumer Commission (ACCC) has now formally released the Consumer...
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APIAPIs Help FIs Keep Pace With B2B Clients’ Faster Payment Needs
Breaking the legacy of batch payments can help corporate treasurers hit instant speeds — and access rich real-time payment data — with...
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DataMonetizing Payments Data In The Age Of IoT
It’s been said that the holy grail of commerce is data. Even that holy grail has a holy grail — where data...
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B2B PaymentsSMBs’ Late Payments Pain Spreads Across Borders
In the fight against late B2B payments, the U.K. is perhaps the most vocal – both about its progress and its struggles....
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B2B PaymentsFiserv: Optimizing Both Sides Of A B2B Transaction
Billing and payments are processes that touch the financial lives of every consumer and business. With FinTech innovation yielding more choices than...
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Payments InnovationThe Invisible Opportunities In Integrated Payments
Consumers may not spend much time thinking about payments, but they certainly have expectations for them. High expectations, in fact: As the...
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B2B PaymentsHow New Entrepreneurs Usher Open Banking Into SMB FinServ
Bank branch closures have some analysts, and even the banks themselves, on high alert. Researchers found a 2.2 percent drop in the...
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VISAVisa CyberSource: AI’s Role Is To ‘Predict’ — Not To ‘Know’
Marvin Minsky, cognitive scientist and co-founder of MIT’s AI lab, said decades ago that computers can only do what we tell them...
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MobileWhat 98 Pct Of Consumers Miss About Protecting Their Cards From Fraud
From finding a nearby restaurant to finding a date, smartphone location controls are used by consumers for many cases. These mobile controls,...
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Smarter PaymentsFaster Payments’ Impact On India’s 100M Migrant Workers
For small and medium-sized businesses (SMBs) and consumers, payments that arrive promptly are worth far more than payments of the same dollar value...
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Unattended RetailHow Unattended Retail Is Getting Smarter
The rise of smart vending machines is helping unattended retail get a new lease on life, changing everything from the way we...
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Artificial IntelligenceAI Enters The FI Fast Lane
It’s hard to find fault with one of the latest tests of artificial intelligence (AI). Medical diagnostic technology built by Google and a...
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OmnicommerceOmnichannel: The Revenge Of Brick-And-Mortar
Omnichannel’s reality has yet to catch up to its promise from years ago – to transform the way we shop, well, everywhere....
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Big DataCan Banks Safely Monetize Consumer Data?
It’s one of the main clichés of the early 21st century, but that doesn’t mean it’s wrong: Data is the new oil....
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B2B PaymentsWhy FLEETCOR Bought Nvoicepay
The B2B payments landscape is giant, so its problems and points of friction are behemoths, too. While the industry has opened doors...
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DisbursementsHow To Break The Disbursements Check Habit
There are many reasons for consumers to have a love/hate relationship with businesses that send them checks. There’s the unpredictability of knowing when they...
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Today In DataSigning Onto The Subscription Model – And Signing Onto Cryptos?
Increasingly, the subscription model has gained traction across all manner of offerings – from meal kits to razors to, of course, movies...
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Today In DataData As A Prescription For FIs And Healthy Healthcare Collections
Data is everywhere, and ripe for the mining. It can help financial firms offer better services and can help healthcare providers set...
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Today In DataGreat Expectations (And Demand) For Gig Workers And Digital Services Gone Global
The idea of “on demand” is firmly entrenched in the consumer mindset – increasingly so, as services are ever more digital, and...
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Today In DataDynamic Friction, Keeping Consumers Safe Amid Contextual Commerce
Contextual commerce is everywhere, and much desired by consumers (just check out some of the latest stats from the Digital Consumer Report)....
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Today In DataDigital Payments, Connected Commerce And The Need For Speed
For consumers, and increasingly for businesses, speed is coveted when it comes to payments. That’s especially true as transactions are done in...
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Today In DataDigital Gains Often Come With Setbacks — And Criminality
One of the participants in one of the biggest payments megadeals to date has made recent gains — a good sign for...
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Today In DataNew Paths And Pressures For Payments
The payments landscape in Europe is set to change later this year, with PSD2 joining GDPR in a kind of early 21st-century...
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Today In DataMerchants And Innovators Fight Friction — But Sometimes It Wins
Reducing friction is among the top goals of the digital era. Sometimes, real-life payments hassles encourage entrepreneurial action to fix a global problem. Other...
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Today In DataPayment And Retail Integration Flows From Many Digital Fronts
One of the main goals of digital payments and retail is to encourage seamless connections – and not just when it comes...
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Today In DataMaking Ends Meet As Consumer Margins Narrow
Even as the economy’s ongoing health and the growth in jobs and payroll win praise from multiple quarters, further evidence keeps emerging...
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Today In DataToday In Data: Consumers, Brands And The Power Of Self-Sufficiency
While consumers are always looking for services – and tend to reward customer-obsessed brands – it can be easy to forget that customers also loving...
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Today In DataToday In Data: Keeping Up In Accelerating Ecosystems
While stock prices have been varied as earnings have come out – depending on specific results – the fact of rapidly digitizing...
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Today In DataToday In Data: Supersized Solutions (For Supersized Troubles)
In a “go big or go home” environment, it is not surprising that so many players prefer to go big. It’s why...
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Today In DataToday In Data: Adapting To The New Rules As Written
Digital commerce is evolving around the world. In some places, like India, it is happening by statute, and leaving no small amount...
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Today In DataToday In Data: Payment Protocols In The Age Of PSD2
The European Union’s (EU’s) PSD2 is making merchants that deal with payment data from Eurozone citizens enhance their payment protocols. In other...
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Today In DataToday In Data: Driving Contactless Adoption With Community Banks
Community banks could put more contactless cards into the hands of consumers with the help of the Independent Community Bankers of America (ICBA). At the same...
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Today In DataToday In Data: The Subscription Features Consumers Want
Target plans to bring contactless payments to all stores in the United States over the next several weeks. More retailers are tapping...
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Today In DataToday In Data: The Smart Shopping Cart Of The Future
Retail startup Caper is reinventing the grocery store experience with a shopping cart that automatically checks out the items shoppers place inside...
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Today In DataToday In Data: The Future Of Faster Payments
Financial Innovation Now (FIN) submitted a public letter in December, contending that the Fed was best-positioned to operate a ubiquitous, interoperable real-time payments network. Innovation,...
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Today In DataToday In Data: The Seen And Unseen Advantages Of The Digital World
The world of financial services is no longer going digital – it’s gone digital, a fact confirmed by the recent spree of...
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Today In DataToday In Data: Big Shifts, Long Holdouts And The March Of Progress
The big news of the week, of course, is the announcement that Fiserv will be buying First Data Corp. in an all-stock...
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Today In DataToday In Data: New Solutions For Old Problems
Some problems are as old as time itself: managing cash flow as an SMB or consumer, or finding better ways to fight...
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Today In DataToday In Data: Innovating Out Of A Challenge
There is no shortage of challenges in the world. Some are massive – like the ever-growing cost of medical care in the...
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Today In DataToday In Data: The Global Digital Commerce Reset
With the new year now up and running, it’s becoming obvious that a few big sea changes are underway. Physical retail, as...
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Today In DataToday In Data: Digital Upgrades Where You’d Least Expect Them
There are places where one would expect that technological innovations would play a big part in making things run better: banking, finance,...
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Today In DataToday In Data: Convenience Delivered By Speed And Streamlining
The key to making something more convenient for consumers usually lies in one of two areas: making something faster to do, or...
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Today In Data: Convenience Delivered By Speed And Streamlining
The key to making something more convenient for consumers usually lies in one of two areas: making something faster to do, or...
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Today In DataToday In Data: Flexibility Is The Best Policy
What consumers want mostly is choice – and they tend to prefer retailers and service providers that offer it to them. That...
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Today In DataToday In Data: Nothing Ventured, Nothing Gained
Gambling isn’t new to payments and commerce players – every new idea is a gamble, in a sense – but creating instant...
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Today In DataToday In Data: The Transforming World Of 2019
The world of 2019 is quickly gearing up to become quite a different place than the year we just left behind. Rules...
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Today In DataToday In Data: Aligning Expectations In The New Year
When customers and those that fulfill their needs are in alignment, all is right with the commerce world. Unfortunately, sometimes things get...
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Today In DataToday In Data: The Era Of Evolving Expectations
A new year is as good a time as any to think about change – which is probably why resolutions are popular...
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Today In DataToday In Data: New Year, New Efficiencies
The new year is here, and a new lease on efficiency and streamlining is loose in the payments and commerce ecosystem. Merchants...
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Today In DataDoes An Active Holiday Shopping Season Portend A Happy Spending New Year?
The holiday sales season is nearly done for 2018, and it’s so far so good — particularly for eCommerce. But will 2018’s...
