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Gen X Grocery Shoppers Most Aggressive in Money-Saving Trade-Downs
Gen X Grocery Shoppers Most Aggressive in Money-Saving Trade-Downs
January 24, 2023  |  Economy

Americans have spent a year cutting costs, and groceries are where much of the scrimping has been focused. The PYMNTS study “Consumer Inflation Sentiment: Perception...

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3 Distinct ‘Digital Shopping Personas’ Offer Retailers Fresh Insights on Buying
3 Distinct ‘Digital Shopping Personas’ Offer Retailers Fresh Insights on Buying
January 24, 2023  |  Retail

Shopper’s digital personas are crucial to recognizing new revenue opportunities, so retailers need to acquaint themselves with these groupings. Now in its third year, The 2023...

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J&J Earnings Show Even Pharmaceuticals See Consumer Trade-Down Amid Inflation
J&J Earnings Show Even Pharmaceuticals See Consumer Trade-Down Amid Inflation
January 24, 2023  |  Earnings

As consumers rein in their spending amid rising prices, even their medical purchases are affected. On a call with analysts Tuesday (Jan. 24) discussing the...

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Fed’s Goldman Probe and Regulators’ Remarks Signal Heightened Digital Lending Scrutiny
Fed’s Goldman Probe and Regulators’ Remarks Signal Heightened Digital Lending Scrutiny
January 23, 2023  |  Bank Regulation

The rise of digital banking — and specifically, consumer lending — looks set for renewed focus from regulators. As reported last week, the Federal Reserve...

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Banks’ Digital Wallet Battle Easier vs Apple Pay, Harder vs PayPal 
Banks’ Digital Wallet Battle Easier vs Apple Pay, Harder vs PayPal 
January 23, 2023  |  Payment Methods

The banks have two targets in the digital wallet battle — one, Apple Pay, may be easier to “beat.”   PayPal may prove to be a...

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Google AI Fixes Grocery Store Inventory With Kroger Partnership
Google AI Fixes Grocery Store Inventory With Kroger Partnership
January 20, 2023  |  Retail

As grocers look to secure consumers’ loyalty with the best-stocked shelves, Google is getting involved. On Friday (Jan. 20), Google Cloud and Deloitte announced they...

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CFPB’s Busy 2023 Has Overdraft Fees, Financial Data on the Agenda
CFPB’s Busy 2023 Has Overdraft Fees, Financial Data on the Agenda
January 20, 2023  |  Legal & Regulation

Right out of the gate, the Consumer Financial Protection Bureau (CFPB) has had a busy 2023. The pace won’t slow as the year goes on,...

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NYDFS Slaps Cap on Check Cashing Fees
NYDFS Slaps Cap on Check Cashing Fees
January 19, 2023  |  Legal & Regulation

Check cashing fees are getting a makeover in New York. New York’s Department of Financial Services said Wednesday (Jan. 18) that it is updating regulations...

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Vrai Ramps Omnichannel Approach Amid Surging Demand for Lab-Grown Diamonds
Vrai Ramps Omnichannel Approach Amid Surging Demand for Lab-Grown Diamonds
January 19, 2023  |  Retail

Lab-grown diamonds are gaining ground with consumers and retailers as sustainability meets luxury online and in-store. If there’s one brand to watch, it’s VRAI (pronounced...

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