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Fed’s Credit Data Shows Puts and Takes, but Loading Up on the Cards Continues 

Fed’s Credit Data Shows Puts and Takes, but Loading Up on the Cards Continues 
Fed’s Credit Data Shows Puts and Takes, but Loading Up on the Cards Continues 
October 09, 2023  |  Economy

Individuals and households are paying down at least some of their debt — bringing the “headline” consumer credit number down a bit. But the devil’s...

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Amazon Lowers Grocery Delivery Threshold as Retailers Tinker With Fees
Amazon Lowers Grocery Delivery Threshold as Retailers Tinker With Fees
October 06, 2023  |  eCommerce

As major retailers struggle to strike the balance between winning grocery delivery customers from competitors and boosting margins per order, Amazon continues to adjust its...

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Small Businesses Look for New Options as Traditional Funding Shrinks
Small Businesses Look for New Options as Traditional Funding Shrinks
October 05, 2023  |  SMBs

Smaller firms feel the credit crunch — and are likely to pivot to new avenues of financing. PYMNTS Intelligence shows that six in 10 smaller...

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Google and Microsoft Spar Over Training Rights to AI Data
Google and Microsoft Spar Over Training Rights to AI Data
October 03, 2023  |  Artificial Intelligence

Training data is the key competitive moat when it comes to generative artificial intelligence (AI). The winner-take-most dynamics of digital tech’s operational ecosystem create network...

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US Intelligence Agencies Are Putting the AI in CIA 
US Intelligence Agencies Are Putting the AI in CIA 
September 27, 2023  |  Artificial Intelligence

Artificial intelligence (AI) is taking the private sector by storm.  But its rapid integration across the commercial ecosystem doesn’t mean that governments around the world...

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Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
Gen X Turns to BNPL as Student Loan Repayment Trims Discretionary Spend
September 26, 2023  |  BNPL

“Reality Bites” was a touchstone movie for Generation X. Three decades later, any cinematic foray into the trials and tribulations of those born between 1965...

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Subscription Businesses Test New Pricing Models to Curb Membership Churn
Subscription Businesses Test New Pricing Models to Curb Membership Churn
August 30, 2023  |  Subscriptions

The flexibility of the platform subscription model is being put to the test. And to staunch churn and keep new customers coming on board, tweaking...

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Omnichannel, AI Can Help Retailers Joust With Amazon, Walmart for Health and Beauty Spend
Omnichannel, AI Can Help Retailers Joust With Amazon, Walmart for Health and Beauty Spend
August 29, 2023  |  Retail

Despite inflation, despite the volatility in discretionary spending, certain categories are holding up. Consumers are still opening their wallets to buy health and beauty products. Data from...

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