Ach/page/5 news and trends

More Than Two-Thirds of Firms Lose or Delay Revenue When Payments Fail

October 12, 2026
Cover image for the October 2026 PYMNTS Intelligence and Plaid Report, The Payment Guarantee Gap: Why Adoption Lags Despite Perceived Value. PYMNTS Intelligence reports why firms value payment guarantees, what slows adoption and why nearly half plan to expand use.
Flagright Advances ACH Security as Nacha Preferred Partner
Fraud Prevention // August 24, 2026

Flagright, which provides a transaction monitoring engine, has become a Nacha Preferred Partner for ACH Compliance, Fraud Monitoring, and Risk and Fraud Prevention, Nacha said in a Monday (Aug. 24) press release. Nacha Preferred Partners are organizations that have demonstrated leadership and innovation in products...

Nacha Reports Q2 Number of Same Day ACH Payments Surged 29.5% Year Over Year
Payment Methods // July 30, 2026

Same Day ACH adoption accelerated in the second quarter as users sought its fast, safe payment capabilities, Nacha said in a Thursday (July 30) press release emailed to PYMNTS. Nacha, which governs the ACH Network, reported that during the second quarter, the number of Same...

Credit Card Payments Outpace Debit for First Time Since 2000
Payment Methods // July 01, 2026

Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments. Both of those trends were true by a wider margin than three years earlier, according...

Plaid Launches Guaranteed ACH Payments Solution
Digital Payments // May 19, 2026

Plaid has introduced a tool designed to help customers make smarter ACH-payment-related decisions. “ACH is the backbone of the digital economy and one of the most cost-effective ways to move money, growing 17% over the last five years,” Annie Gao, Plaid’s product marketing manager, wrote on the...

Interviews & Exclusives
Glossary Cuts Through Jargon About Account-to-Account Payments

June 02, 2025
A burst of announcements, from Visa’s “buyer-protected” account-to-account (A2A) service in the U.K. to fresh funding for variable recurring payments, has pushed bank-to-bank transfers back onto corporate agendas. Yet the vocabulary can feel like alphabet soup. Below is a glossary that puts the main terms in context, shows how they differ and notes where each […]

Why Account Validation Changes When Banks Say Yes

March 18, 2025
The convergence of ACH, open banking and account validation has the potential to make transactions more secure — and faster — as instant payments gain ground in the U.S. The...

Bank Account Intelligence: The New Frontier in Credit Decisioning

January 28, 2025
A bank account represents a direct connection to a business or consumer’s daily financial life. It holds all manner of data points that give lenders and payment service providers the...

88% of Firms Say They Benefit From Faster Payments

January 17, 2025
Late payments are a common issue for businesses, especially small- to medium-sized businesses (SMBs) struggling with cash flow. As payment delays persist, businesses are turning to faster payment solutions to...

Quick Reads
Flagright Advances ACH Security as Nacha Preferred Partner

August 24, 2026
Flagright, which provides a transaction monitoring engine, has become a Nacha Preferred Partner for ACH Compliance, Fraud Monitoring, and Risk and Fraud Prevention, Nacha said in a Monday (Aug. 24) press release. Nacha Preferred Partners are organizations that have demonstrated leadership and innovation in products and services that advance the ACH Network governed by Nacha, […]

Nacha Reports Q2 Number of Same Day ACH Payments Surged 29.5% Year Over Year

July 30, 2026
Same Day ACH adoption accelerated in the second quarter as users sought its fast, safe payment capabilities, Nacha said in a Thursday (July 30) press release emailed to PYMNTS. Nacha,...

Credit Card Payments Outpace Debit for First Time Since 2000

July 01, 2026
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments....

Plaid Launches Guaranteed ACH Payments Solution

May 19, 2026
Plaid has introduced a tool designed to help customers make smarter ACH-payment-related decisions. “ACH is the backbone of the digital economy and one of the most cost-effective ways to move money,...