Same Day ACH adoption accelerated in the second quarter as users sought its fast, safe payment capabilities, Nacha said in a Thursday (July 30) press release emailed to PYMNTS. Nacha, which governs the ACH Network, reported that during the second quarter, the number of Same...
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments. Both of those trends were true by a wider margin than three years earlier, according...
Plaid has introduced a tool designed to help customers make smarter ACH-payment-related decisions. “ACH is the backbone of the digital economy and one of the most cost-effective ways to move money, growing 17% over the last five years,” Annie Gao, Plaid’s product marketing manager, wrote on the...
Nacha is increasing its Same Day ACH per payment limit to $10 million. The increase, announced Monday (April 27) and set to go into effect Sept. 17, 2027, will be the third increase in the history of Same Day ACH, Nacha (National Automated Clearing House...
June 02, 2025
A burst of announcements, from Visa’s “buyer-protected” account-to-account (A2A) service in the U.K. to fresh funding for variable recurring payments, has pushed bank-to-bank transfers back onto corporate agendas. Yet the vocabulary can feel like alphabet soup. Below is a glossary that puts the main terms in context, shows how they differ and notes where each […]
March 18, 2025
The convergence of ACH, open banking and account validation has the potential to make transactions more secure — and faster — as instant payments gain ground in the U.S. The...
January 28, 2025
A bank account represents a direct connection to a business or consumer’s daily financial life. It holds all manner of data points that give lenders and payment service providers the...
January 17, 2025
Late payments are a common issue for businesses, especially small- to medium-sized businesses (SMBs) struggling with cash flow. As payment delays persist, businesses are turning to faster payment solutions to...
August 24, 2026
Flagright, which provides a transaction monitoring engine, has become a Nacha Preferred Partner for ACH Compliance, Fraud Monitoring, and Risk and Fraud Prevention, Nacha said in a Monday (Aug. 24) press release. Nacha Preferred Partners are organizations that have demonstrated leadership and innovation in products and services that advance the ACH Network governed by Nacha, […]
July 30, 2026
Same Day ACH adoption accelerated in the second quarter as users sought its fast, safe payment capabilities, Nacha said in a Thursday (July 30) press release emailed to PYMNTS. Nacha,...
July 01, 2026
Cards continued to account for the greatest number of noncash payments in the United States in 2024, while ACH payments continued to account for the highest value of noncash payments....
May 19, 2026
Plaid has introduced a tool designed to help customers make smarter ACH-payment-related decisions. “ACH is the backbone of the digital economy and one of the most cost-effective ways to move money,...