For years, the debate about data and market power has lived mostly in antitrust courts and academic journals. That changes when AI enters the picture. A new analysis from the European Commission’s Joint Research Centre puts a sharper edge on a question the banking and...
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. The acquisition will strengthen TransUnion’s communications solutions portfolio and expand its fraud prevention capabilities, the company said in a Monday (Feb. 2) press release. TransUnion has signed a definitive agreement for...
Watch more: Need To Know, Nova Credit, Misha Esipov For decades, credit bureaus have defined how lenders decide who deserves access to credit. But their lens has always been narrow — focused almost entirely on debt, delinquencies, and repayment history. As Nova Credit Co-founder and...
Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. The credit bureau company on Tuesday (Oct. 21) released earnings showing a 7% increase in revenue, despite what it called headwinds from the U.S. hiring and mortgage markets. Mortgage revenues...
July 20, 2026
For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit to borrowers that traditional systems could not reach. A HousingWire […]
May 18, 2026
For years, the debate about data and market power has lived mostly in antitrust courts and academic journals. That changes when AI enters the picture. A new analysis from the...
October 27, 2025
Watch more: Need To Know, Nova Credit, Misha Esipov For decades, credit bureaus have defined how lenders decide who deserves access to credit. But their lens has always been narrow...
June 23, 2025
Watch more: From Infrastructure to Analytics: The Plaid Playbook The form factors of finance are undergoing radical transformation, shifting from physical transactions and paper trails to embedded digital experiences and...
February 02, 2026
TransUnion plans to continue extending its business by acquiring the mobile division of RealNetworks. The acquisition will strengthen TransUnion’s communications solutions portfolio and expand its fraud prevention capabilities, the company said in a Monday (Feb. 2) press release. TransUnion has signed a definitive agreement for the acquisition, and the transaction is expected to close during […]
October 21, 2025
Equifax is preparing to launch new fraud prevention tools amid an uptick in mortgage revenues. The credit bureau company on Tuesday (Oct. 21) released earnings showing a 7% increase in...
February 04, 2025
Following a joint study with buy now, pay later (BNPL) firm Affirm, FICO has said that it is planning to add BNPL data to its credit score analysis. The analytics...
June 29, 2020
In an effort to keep credit flowing amid uncertain economic conditions, FICO has unveiled its FICO Resilience Index. The tool is meant to complement the FICO Score and allow lenders to...
