Credit news and trends

Credit Karma Opens Doors to 17 Million Credit Invisible Americans
Financial Inclusion // May 07, 2026

Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

How Thredd Says AI Turns Every Transaction Into a Credit Signal
Data // May 07, 2026

Until recently, credit innovation revolved around a familiar question: who should get approved? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Why High-Growth Businesses Can’t Use the Credit They Already Have
Working Capital // May 05, 2026

Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Fed’s Barr Says Private Credit Stress Could Trigger Larger Credit Issues
Bank Regulation // May 03, 2026

Federal Reserve Governor Michael Barr is the latest official warning of private credit-related concerns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Interviews & Exclusives
How Thredd Says AI Turns Every Transaction Into a Credit Signal

May 07, 2026
Until recently, credit innovation revolved around a familiar question: who should get approved? Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Why High-Growth Businesses Can’t Use the Credit They Already Have

May 05, 2026
Traditional thinking holds that the defining challenge for middle market businesses is around achieving growth. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

How Regional Banks Can Win the Emerging Middle Market Moment

April 29, 2026
Watch more: Live Roundtable With Seth Perlman of i2c and Julie Schmitz of Scale Solutions Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Affirm: Agentic Credit Rewrites the Rules of Consumer Lending

April 27, 2026
Watch more: What’s Next in Payments With Affirm’s Libor Michalek Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Quick Reads
Credit Karma Opens Doors to 17 Million Credit Invisible Americans

May 07, 2026
Credit Karma has begun allowing individuals who don’t have a credit score to open an account and use the resources it offers to build a credit history. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our […]

Fed’s Barr Says Private Credit Stress Could Trigger Larger Credit Issues

May 03, 2026
Federal Reserve Governor Michael Barr is the latest official warning of private credit-related concerns. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

JPMorgan CEO Sounds New Warning on Private Credit

April 28, 2026
JPMorgan Chase’s CEO is reportedly warning of the possibility of a worse-than-anticipated credit market downturn. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

CFPB Final Rule on Credit Unchanged From Industry-Supported Proposal

April 22, 2026
The Consumer Financial Protection Bureau (CFPB) published its final rule on the Equal Credit Opportunity Act (Regulation B) on Wednesday (April 22). Get the Full Story Complete the form to...