Credit news and trends

22% of Gen Z Consumers Use Credit to Build a Financial Profile
Consumer Insights // August 13, 2026

For younger consumers, credit is increasingly a ladder: 21.7% of Gen Z consumers view credit products as tools for building a credit profile, 17.6 percentage points more than baby boomers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Bank of America Targets India Credit Boom in Jio Credit Joint Venture
Partnerships // August 12, 2026

Bank of America agreed to acquire as much as a 49.9% interest as a joint venture partner in Jio Financial Services Limited’s nonbank financial company lending subsidiary, Jio Credit Limited (JCL), according to a Wednesday (Aug. 12) press release. Get the Full Story Complete the...

Why Buy Now, Pay Later Was Never Just About Credit
BNPL // August 05, 2026

I thought that would get your attention. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...

Small Businesses Grow Choosier About Credit
SMBs // July 31, 2026

Small and medium-sized businesses (SMBs) have plenty of uses for credit, but that does not mean they always want to borrow. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Interviews & Exclusives
22% of Gen Z Consumers Use Credit to Build a Financial Profile

August 13, 2026
For younger consumers, credit is increasingly a ladder: 21.7% of Gen Z consumers view credit products as tools for building a credit profile, 17.6 percentage points more than baby boomers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Banks Move Credit Decisions to the Transaction Level

July 31, 2026
For most of modern banking, credit and commerce have occupied separate systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

D&B Helps Companies Act Earlier on Business Signals

July 20, 2026
Commercial credit decisions have long moved at the speed of the analyst: a new scorecard takes weeks to design, months to validate and another cycle to clear regulatory sign-off. Dun...

Is Revolving Credit Cooling or Simply Catching Its Breath?

July 08, 2026
Consumer credit rarely moves in a straight line, and May’s Federal Reserve data offered a reminder that one month’s pause can support more than one interpretation. Get the Full Story...

Quick Reads
Bank of America Targets India Credit Boom in Jio Credit Joint Venture

August 12, 2026
Bank of America agreed to acquire as much as a 49.9% interest as a joint venture partner in Jio Financial Services Limited’s nonbank financial company lending subsidiary, Jio Credit Limited (JCL), according to a Wednesday (Aug. 12) press release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access […]

Method Debuts Tool to Keep Lenders and Borrowers Connected

July 30, 2026
Financial connectivity platform Method has released a tool to provide lenders with ongoing post-origination monitoring. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Card Delinquencies Creep Up as Consumers Rely More on Credit

July 26, 2026
American card delinquencies ticked up in June amid a downturn in charge-offs at major banks. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Intuit Turns QuickBooks Into a Credit Hub for Small Businesses

July 22, 2026
Intuit has debuted a new small business-focused credit card in collaboration with Mastercard. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...